Monday, November 16, 2009

Dental insurance??does anyone know of any cheap/good plans?

I have to get 2 root canals and i dont have any insurance right now,and it costs 2,000 that i dont have.does anyone know of any cheap but good plans???please any help will be great!thanks

Dental insurance??does anyone know of any cheap/good plans?
Hi! I just used dentalplans.com. It was great. You just have to make sure before you buyit that the dentist accepts it. Sometimes the website isn't up to date.





Mine did. I had to have 3 teeth pulled. It cost me right around $345. Without they wanted to charge me like $580. So I paid $100 for the plan and then saved a little over $200. I have to go back for other things too so I will save way more in the long run.





I did ALOT of research before I bought it and I think It worked great for me Now keep in mind it isn't INSURANCE it is a savings plan. Make sure to ask dentist what price is with and with out it! I did, but my dentist was outstanding so they were very honest with me. I just had it done yesterday.....so I feel your pain!
Reply:1. There is no such thing as cheap (or good) dental insurance. Mostly, it's an "employee benefit," which was fine when the employer paid for it, but if the employee has to pay the premium, it's probably not worth it.





2. I get a kick out of you! If you were an insurer, would you write fire insurance on a burning building?
Reply:There is no such thing as a good/cheap dental policy or plan. The old adage "you get what you pay for" holds true for this. Some dental policies have a 6 month waiting period for any major work, so before you buy into anything make sure you know what you are buying. Your best cheapest way is to pay for the root canals and skip the cheap/good policies.
Reply:Good news: There is huge selection of dentists


and prices available out there, you just need to


shop around for the best service at the reasonable


price!!





A couple of plans that will help you with the price,


as far as quality of service, you will have to judge


for yourself. Visit their offices, see how they


treat you. If you like'em, keep'em.


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