Do all dentists accept cash, credit cards, or checks if they are not covered by your dental plan?

My dentist and I no longer get along because he doesn't listen to my wishes or respect my financial situation. I can't find any good dentist close to where I live who is covered by my dental plan. I'm thinking of switching to a dentist closest to where I live who is not covered by my dental plan that I got through my job. I'm thinking of paying full price by cash, credit, or check. Which of the three is the best one or does it matter?

Do all dentists accept cash, credit cards, or checks if they are not covered by your dental plan?
The oral surgeon I work for accepts credit cards/cash/checks/money orders. We do not have a preference on what type you use. Do you have out of network benefits? If you do the insurance should still pay on the procedure just not as much as if you went to a network provider.





Good Luck!!
Reply:Im sure the dentist would prefer payment by plastic as it is guaranteed and means he does not have to keep lots of cash on his premisies!
Reply:Every dentist I have seen over the years and my current dentist accept all forms of payment.





I just cannot see why you would go to a dentist that you have to pay full price out of your pocket when you have insurance.. Surely there must be a dentist on your plan who is good enough..
Reply:Dentists, like any other small businessman, are free to accept any kind of payment they wish. If they don't know you, they may be hesitant about taking a personal check. They may not want to accept credit/debit cards because it involves more paperwork and they have to kick back a percentage to the card company.





Most are loathe to accept the insurance company's plan because they have little competition, ergo little incentive to charge less. Most reasonable dentists will bill your insurance (assuming you have dental coverage) and then expect you to pay the difference whatever it is.





Frankly, if you have (had?) a good dentist, you were better off paying the difference. Normally, if your insurance includes dental (which you say it does) they will cover a certain percentage of the bill even if you have to submit it to the insurance company yourself no matter which dentist does the work. Discuss this with your HR person.
Reply:Just hand over your wallet or purse on the way in and say "help yourself". Don't worry about collecting it on the way out.
Reply:Trust me, as long as they get paid for their work, they don't care how you pay it: cash, credit card, debit card, check, or your insurance.





The only deal with the checks though is, many dentists have the machines that let them run it through immediatly, so for a person who is wanting to write a check in hopes that their paycheck gets deposited by the time the check clears, that may not be the best option.