Best dental plan?

Cheapest: have all your teeth removed: not teeth..no need for a plan..simple!!!

Best dental plan?
My wife went to her country of origin, Venezuela, and used a recomended dentist that did a great job in Caracas. We were being charged $4,000 dollars here in florida for all tghe work she needed and in her country she was charged $480 dollars. If you include the flight, just under 1k. Report It

Reply:no teeth no plan
Reply:find one.
Reply:dmo
Reply:check into met life, delta dental and blue cross. they can customize to fit your budget.
Reply:clean your teeth 3 times a day and don't eat junk food my mother is 90 this year and still has a very good set of her own teeth.
Reply:As a dentist, I know that this question is impossible to answer. Delta is wonderful to work with as a company, but they must sell at least a hundred different plans. There are many other companies that sell dental insurance such as Aetna, MetLife, and several others, but they all sell many different products. How happy YOU are depends on which plan you buy.





Most of the time, the only way to get really good dental coverage is through your employer. When you buy dental insurance as an individual, there are deductibles and co-pays and annual maximums that you need to analyze in order to figure out when and if you will actually save money by having insurance coverage. Some of the premiums I have seen make it almost impossible to realize any positive cash flow from the related policy. I mean, at $60 a month with $100 deductible and $1,000 annual maximum, you will have to take $820 out of your own pocket before you realize one penny of "profit" or net gain from your dental insurance. Then you have to calculate the effect of co-payements. Check the figures and do the math yourself.





Be cautious about buying or choosing a plan where you do not have any choice about the dentist you can see, because you just might not like the dentist(s) listed on the plan and then you are stuck for a year until you can get out of it.





Be cautious about buying a so-called "dental discount plan," since they also have restrictive lists and they really are not dental insurance at all. Just be careful and understand what you are buying.





For many people who just can't get good dental insurance, a regular savings plan sort of like a Christmas Club with $20-25 a month deposited into a dedicated account will pay off when you examine the return over a lifetime. You may run way over your savings at first, but once you get your mouth straightened out, your annual expenses should not be more than a couple hundred dollars most of the time.
Reply:Dr. Sam's above answer is excellent and spot-on accurate.





Unless you work at a job that offers good dental benefits (unions are among the best I've seen at negotiating good benefits), being self-insured makes sense.





Some companies offer medical reimbursement plans where you can have pre-taxed income placed in an account for use when you have expenses not covered by insurance. Be cautious though, because in most of these plans, if you don't use your funds by the end of the calendar year, you lose them!
Reply:If you live in America (besides alaska and montana), this is the best dental plan for price, savings, and quality of dentists:


Dental, vision, Rx, and chiropractic plan.


$11.95/month individual or $19.95/month entire household (non-relatives included!)





No waiting periods


No limits on visits or services


No age limits


ALL on-going conditions OK!


ALL specialists included! Yes, even cosmetic dentistry and orthosdontics (except orthodontic treatment already in progress)


Use you plan as often as you want! No limit to your savings!


No claim forms or deductibles


Only the highest quality providers


Also health/medical benefits if needed.





For more information you can visit www.theaplan.biz/rachele or call 541-409-7243


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