Is it okay to have both? If not, which one is better? I'm getting a bunch of teeth pulled out for braces.
Dental plan and insurance?
Both is good. Insurance has deductibles, claim forms and limits. But when you max out your benefits, you can use a Plan as a supplemental. They will cover, what the insurance didn't. I would encourage you to visit this website.
www.healthsavings.ourperfectcard.com
I have had them for over 3 years now. I use the for benefits the were not covered by my insurance. They are extremely affordable with pennys on the dollar. I signed up online and had my benefits active in 2 hours and all services are covered, no if's and's or but's about it.
Hope this Helps. Good Luck
Reply:insurance of course.
Reply:Depends, if you are single, sometimes dental insurance can be more costly over the course of a year than it pays in 1 year. Thus, you might be better off to save the money. Add up what the monthly premium will be in 1 year and then compare to the maximum payout of the insurance for 1 year. If these numbers are very close, it probably is not worth it. B/c they will not pay 100% on your extractions usually they pay 70-80% + you will pay a deductible usually and your part on top of your insurance premium. So, you might have been better off to put the money in savings and get a no interest payment plan for 1 year that many offices offer.
Reply:I know how to get the discounts your looking for. Come check out my site www.mybenefitsplus.com/coberry
The deal has already been worked out for you, see for yourself!
Chrystal O'Berry
Program Specialist, AmeriPlan USA
240-418-3117
www.mybenefitsplus.com/coberry
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