I have a PPO dental plan and there are waiting periods for certain procedures. Is this waiting period from the time the insurance starts or from the time the proposed procedure is recommended? For example my son needs braces and there is a 12 month waiting period, is that 12 months from the time the insuance started or 12 months from the time the ortho says he needs braces? Do I have to notify the insurance company prior or just wait the 12 months?
Waiting period for dental services?
You should call the insurance company to make sure. Always take down the date and who you talked to just to cover all your bases. Different companies have different plans, so your best just giving them a call.
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Reply:Usually the waiting period is from the date the policy is in effect. I would call though, and maybe they can give you an exact date as to when you can get the procedure done.
Reply:Most often, it is from the time the insurance goes into effect. Ask the orthodontist to pre-authorize treatment once you pass the 12-month mark.
Reply:You would get the most accurate answer by calling your dental insurer and asking the representative.
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