Friday, May 21, 2010

What is a good dental plan/insurance if you don't get it through work?

It needs to cover major work. Is insurance better than a discount plan?

What is a good dental plan/insurance if you don't get it through work?
Insurance is much better than a discount plan.





I have a discount plan through dentalplans.com I think I pay $79 a year and on major work it would probably give you about a 15% discount which is nothing for major work but it is better than paying full price.





Make sure you look at the details. Some of the discount plans have a waiting period. You have to pay the premiums for a year before you can have a crown or any other major work. I think Aflac (funny commercials with the duck) is like that.
Reply:I work for delta dental and we have an individual dental plan that you can sign up for. The website is www.deltadentalins.com- it offers an hmo but we do have a ppo also the website for that is www.dentalforeveryone.com. The HMO is more affordable as it is only 120 for the year but the PPO will allow you to choose your own dentist.


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