wanna have lots of work done but really dont know much about either. and torn about which to do.
Which is best a dental plan or insurance?
Considering a dental plan doens't really cover very much, I'd go with a health plan. You'll be paying more out of pocket either way if you use a dental plan. That's with any insurance provider.
Reply:well i have medicaid so that covers both. its free for me too
Reply:It's not that easy to just say "Oh BCBS is the best" because so many companies have so many different plans to choose from. For Dental, at least where I live, the best is probably Delta Dental, but even then some of their plans really suck. Shop around, dental work gets really expensive! Obviously, Medicaid allows patients to have work done for free (grrr...)
Reply:insurance doesn't cover any dental work unless its an accident or impacted wisdom teeth. Health insurance is a must in case of health problems, if your employer offers both take it. If you are paying, go for the health ins. and make payment plans to your dentist (private dental ins, is expensive)
Reply:First you should understand the terms. "Insurance" and "Insurance plan" are the same thing. A person might have health insurance, dental insurance, vision insurance...all through their employer.
Some people advertise here for "discount dental plans" where you are sold a list of dentists who agree to perform work at a discount. Be very careful before giving out personal information over the internet. Extreme caution is called for when buying such services from people who solicit customers in this type of setting.
Reply:Good point, whoever posted about being cautious with your info online!
I'm one of those people who "advertise" on Y!Answers, but I don't consider that a bad thing.
I enjoy saving myself and others a lot of cash when it comes to making these kinds of decisions.
Don't get scammed, and research everything you can.
If you'd like some more "advertising", e-mail me at georgilesc@yahoo.com and I'll point you to a great dental plan which also includes discounts on prescription drugs, chiropractic, and vision at no extra cost.
12 bucks a month. Plain and simple.
Reply:here it is. http://www.tkqlhce.com/click-1748196-103...
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