I am 23 and just found out that I need braces. My current insurance plan doesn't cover since I am past their age limit. Any good individual plans that cover orthodontics?
What is the best dental plan for orthodontics?
Despite what is said about individual plans, they are nothing but a scam. Please do research before spending any money (or giving personal information) for internet based "dental discount plans." Keep in mind that they are completely unregulated and many unhappy people have been ripped off.
So, now for a real answer: There are no individual dental plans. Sorry to say, they just don't exist. Insurance companies can only stay in business if they pay out less than they take in, so it makes no sense that they can offer an individual (who wants braces, for example) a policy that covers $2000 worth of treatment for less than $2000 in premiums.
Unless you have group coverage, you cannot obtain insurance that will give you free money.
Most orthodontists take payment plans. You put down a portion of the fee and pay the rest out over the course of treatment.
Reply:I didn't even know they had age restrictions on braces. Nowadays, older people are getting ordontist work done, it's not uncommon.
I'd do research online first %26amp; once you have made your selection then ask them about their financing plans. Most ortho have something in place. Hope it works out Report It
Reply:I have a great suggestions for you!! I have dental benefits and it costs me $11.95 per month. You get Free Prescription, Free Vision and Free Chiropractic Care with your dental benefits.
Braces are very expensive but with them it saves you a couple thousands.
Hope this site helps. I know it saves me a lot with my dental and prescription needs.
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