Have you used Delta Dental? Do they provide good coverage? Or are they just a discount service?

My husband's employer is switching their dental plan to Delta Dental in August, and I was just wondering what we can expect in terms of coverage and service.

Have you used Delta Dental? Do they provide good coverage? Or are they just a discount service?
Delta is an excellent company and not a discount plan. They offer three levels of coverage, though, and a myriad of plans within those levels. There is no way to tell you from your question how good your coverage is.





Delta Premier is their best type of plan and usually covers 100% for cleaning, examination and x-ray. It often covers 80% for fillings and root canals and 50% for replacements like crowns, bridges and dentures.





There is a middle-ground PPO and also an HMO-style plan. The PPO can be used anywhere and the HMO can only be used in the office you are assigned to, although it can be your choice where you sign up.
Reply:I am going to the dentist for the first time using Delta Dental today at 8:30 am today. What a coincidence!!!
Reply:Delta Dental used to handle Dental Insurance for family members of US Military personnel. My wife %26amp; daughter used to get exams %26amp; cleanings at no cost to us. Other procedures (fillings, sealants, etc) were partially covered, depending on what the procedure was.





We had no problems with them. Under our plan, you didn't have to see a "participating dentist", but if you did, they would even do the claims paperwork for you.





As a dental assistant in the Army, I thought the level of service we recieved was just fine.