I don't have much money and I'm in pain with a killer toothache. I 'm in college and work part time so money is an issue right now.
Does anyone know of a cheap dental plan?
I would encourage you to visit this website.
www.healthsavings.ourperfectcard.com
I signed up with them online over 3 years ago, when i was in college for all my dentistry work without age limits. And I still have them. They have helped me save thousands of dollars from extractions, root canals, cleanings. I know for a fact that all services are included especially orthodontics and dentures in the benefits. They had my membership active in 2 hours and was able to use the same day. I am very thankful that I found them. Check to see if they are in your area.
Good Luck. Hope this helps
Reply:nhs dentists....
Reply:it is getting harder to find a good dental plan. they cost more and cover less then you have to find a dentist that will accept it. in my area discount programs are popular but the only dentists that accept it are the huge practices that only have new dentists or foreigners. ask around and see who your friends go to. most dentists today will make up a payment plan either on their own or thru a financial institution.
Friday, May 21, 2010
Does anyone have any info about the GE Wellness dental plan?
Is it what is out rightly stated or are there those "hidden" surprises
once you put the plan to work?
Does anyone have any info about the GE Wellness dental plan?
The GE Wellnes Dental Plan is an excellant discount dental plan! You are provided with a complete schedule of benefits with discounted fees on many common dental procedures.
Save an average of 30% on your family’s dental care, including oral exams and bitewing x-rays at no additional charge, plus significantly discounted rates on more than 170 procedures, including oral surgery.
Visit one of the participating network professionals in your area for great discounts - simply identify yourself as a member when you make your appointment and your fees will be automatically discounted at the time of service.
Visit the link provided below for more information
private myspace
once you put the plan to work?
Does anyone have any info about the GE Wellness dental plan?
The GE Wellnes Dental Plan is an excellant discount dental plan! You are provided with a complete schedule of benefits with discounted fees on many common dental procedures.
Save an average of 30% on your family’s dental care, including oral exams and bitewing x-rays at no additional charge, plus significantly discounted rates on more than 170 procedures, including oral surgery.
Visit one of the participating network professionals in your area for great discounts - simply identify yourself as a member when you make your appointment and your fees will be automatically discounted at the time of service.
Visit the link provided below for more information
private myspace
How do get a list of dental places that accept my dental plan?
Contact whoever provides your dental plan. Either the company itself, or if it's through an employer they might be able to give you the info. Like for a list of doctors that accept a health plan, you would call the health insurance company or see if they have a website.
How do get a list of dental places that accept my dental plan?
Call your dental plan administrator they know who is in and who is not. They probably have it on their website.
Reply:your dental plan should have a website with this info
How do get a list of dental places that accept my dental plan?
Call your dental plan administrator they know who is in and who is not. They probably have it on their website.
Reply:your dental plan should have a website with this info
What is the premium my dental plan will cover?
How do I find out the difference I'd have to pay my dentist with my insurance. What are things to consider when using my insurance, will the doctor charge the insurance more than if I paid in cash?
So far I paid in cash for two root canals and paid $450 per each one but the insurance game me a number of $560. Did the doctor charge me less because I paid in cash? This doctor is in-network.
What is the premium my dental plan will cover?
Your dentist should give you a treatment plan after they have submitted and received the pre-determination from your insurance co. This will tell you what the dentist charges, what your insurance will pay and what part of the balance is your responsibility.
Whether they give a break for people who pay cash is up to each individual office and how they like to run their business. We treat clergy for free, if that is unethical, than so be it. We also give breaks to large families, friends and colleagues. Sometimes we won't charge depending on the procedure that was done.
Root canals in our area can range from approx. $650-$800 for an anterior tooth, $800-$1000 for a bicuspid (two roots), and $1000-$1250 for a molar root canal. Most insurance plans will pay approx 80% of a root canal, but it also depends on what your insurance co. considers "reasonable and customary" which means, Dr. A could charge $800 for a root canal but the insurance co. only allows $500.00 for that tooth, so they will pay 80% of the $500.00.(not the $800 charged)
Also, a root canal is one of those procedures that does NOT require a predetermination, mostly because patients can't wait one month before having a root canal because they are in pain.
Ask for a treatment plan of all the work you need to have done, and including insurance estimates. This will give you a better idea of what is really charged and what you owe, and what your insurance co. will pay.
Reply:Most doctors no matter what their specialty, will charge cash paying patients less. They do this because they want you to keep returning to them, and to give you a break on expenses. They usually discount by how much they would normally get from insurance anyway. So your example of the $560 charge, docotors are paid a fee schedule, or a certain amount by an insurance company. Barely ever will an insurance pay the whole charge. They usually payout at 80% and the fees go down from there after each additional charge to about 35%.
This is why the doc probably charged you that amount, but trust me it's worth to go through your insurance, as they will end up picking up the most of the tab 90% of the time.
Reply:The best way to find out what your financial obligation will be for dental treatment is to have a pre-treatment estimate(pre-authorization) completed. Your dentist will file his fees for the procedures and the insurance company will report back what they will cover (your benefit) and what you will owe(your co-insurance) I hope that your dentist doesn't use different fee schedules based on insurance coverage, as that is both unethical and in violation of the dental practice acts in most states.
Reply:You should be able to get a good idea from the business office before you do a procedure. They have your info and can figure out what to expect and what you should expect to cover. Sometimes if you don't have a lot of coverage they can lower some of the charges for like administrative fees.
Reply:Contact the benefits department within your work place or your dental insurance company. There are tons of dental insurance as well as health ins. but I am sure you were aware of this otherwise you would not have ask this on here?
Reply:Your insurance will have a fee for each procedure that your dentist would do on you. This is called a usual and customary fee. The dentist can't charge you anymore than this fee, since he is in-network. They insurance will then pay their percentages off of this fee, such as 100% preventative, 80% basic (including root canals), and 50 % major.
Your copay on each rootcanal seems to be too high. $450 is not 20% of a rootcanal. What is the percentage on your plan for a rootcanal? You also need to find out your insurance companies Usual and customary fee. If you do this, you can find out exactly how much you would be paying each procedure.
The insurance company shouldn't get charged differently than what you get charged. That is insurance fraud. What is on the claim, is the amount they charged you. They can't put one amount on the claim and quote you another fee. This has nothing to do with your copay. You would owe a copay regardless. What I am saying, is they can't submit a claim saying they charged you $600 for a rootcanal, if they in fact only charged you $400. Just an example, but you see what I mean.
hiking boots
So far I paid in cash for two root canals and paid $450 per each one but the insurance game me a number of $560. Did the doctor charge me less because I paid in cash? This doctor is in-network.
What is the premium my dental plan will cover?
Your dentist should give you a treatment plan after they have submitted and received the pre-determination from your insurance co. This will tell you what the dentist charges, what your insurance will pay and what part of the balance is your responsibility.
Whether they give a break for people who pay cash is up to each individual office and how they like to run their business. We treat clergy for free, if that is unethical, than so be it. We also give breaks to large families, friends and colleagues. Sometimes we won't charge depending on the procedure that was done.
Root canals in our area can range from approx. $650-$800 for an anterior tooth, $800-$1000 for a bicuspid (two roots), and $1000-$1250 for a molar root canal. Most insurance plans will pay approx 80% of a root canal, but it also depends on what your insurance co. considers "reasonable and customary" which means, Dr. A could charge $800 for a root canal but the insurance co. only allows $500.00 for that tooth, so they will pay 80% of the $500.00.(not the $800 charged)
Also, a root canal is one of those procedures that does NOT require a predetermination, mostly because patients can't wait one month before having a root canal because they are in pain.
Ask for a treatment plan of all the work you need to have done, and including insurance estimates. This will give you a better idea of what is really charged and what you owe, and what your insurance co. will pay.
Reply:Most doctors no matter what their specialty, will charge cash paying patients less. They do this because they want you to keep returning to them, and to give you a break on expenses. They usually discount by how much they would normally get from insurance anyway. So your example of the $560 charge, docotors are paid a fee schedule, or a certain amount by an insurance company. Barely ever will an insurance pay the whole charge. They usually payout at 80% and the fees go down from there after each additional charge to about 35%.
This is why the doc probably charged you that amount, but trust me it's worth to go through your insurance, as they will end up picking up the most of the tab 90% of the time.
Reply:The best way to find out what your financial obligation will be for dental treatment is to have a pre-treatment estimate(pre-authorization) completed. Your dentist will file his fees for the procedures and the insurance company will report back what they will cover (your benefit) and what you will owe(your co-insurance) I hope that your dentist doesn't use different fee schedules based on insurance coverage, as that is both unethical and in violation of the dental practice acts in most states.
Reply:You should be able to get a good idea from the business office before you do a procedure. They have your info and can figure out what to expect and what you should expect to cover. Sometimes if you don't have a lot of coverage they can lower some of the charges for like administrative fees.
Reply:Contact the benefits department within your work place or your dental insurance company. There are tons of dental insurance as well as health ins. but I am sure you were aware of this otherwise you would not have ask this on here?
Reply:Your insurance will have a fee for each procedure that your dentist would do on you. This is called a usual and customary fee. The dentist can't charge you anymore than this fee, since he is in-network. They insurance will then pay their percentages off of this fee, such as 100% preventative, 80% basic (including root canals), and 50 % major.
Your copay on each rootcanal seems to be too high. $450 is not 20% of a rootcanal. What is the percentage on your plan for a rootcanal? You also need to find out your insurance companies Usual and customary fee. If you do this, you can find out exactly how much you would be paying each procedure.
The insurance company shouldn't get charged differently than what you get charged. That is insurance fraud. What is on the claim, is the amount they charged you. They can't put one amount on the claim and quote you another fee. This has nothing to do with your copay. You would owe a copay regardless. What I am saying, is they can't submit a claim saying they charged you $600 for a rootcanal, if they in fact only charged you $400. Just an example, but you see what I mean.
hiking boots
If Homer gives up his dental plan - will he have to pay for Lisas braces? :)?
Yes he will
If Homer gives up his dental plan - will he have to pay for Lisas braces? :)?
Homer is so lucky! Thanks for choosing my answer as best answer ;o) Report It
Reply:I saw that episode!!!
Reply:yup/
Reply:no
Reply:Rory Emerald will pay for them.
Reply:I havent been watching lately but i suppose he will
love the show
Reply:yes
If Homer gives up his dental plan - will he have to pay for Lisas braces? :)?
Homer is so lucky! Thanks for choosing my answer as best answer ;o) Report It
Reply:I saw that episode!!!
Reply:yup/
Reply:no
Reply:Rory Emerald will pay for them.
Reply:I havent been watching lately but i suppose he will
love the show
Reply:yes
If Homer gives up his Dental Plan. . . . will he have to pay for Lisa's braces?
yes, the union needs their dental plan and lisa needs straight teeth
If Homer gives up his Dental Plan. . . . will he have to pay for Lisa's braces?
yes
Reply:Yes, jaja.
-Dental plaaaan!
-Lisa needs brackets
If Homer gives up his Dental Plan. . . . will he have to pay for Lisa's braces?
yes
Reply:Yes, jaja.
-Dental plaaaan!
-Lisa needs brackets
Need to find the best dental plan?
Needs to be great need to find good quality insurance
Need to find the best dental plan?
go to google.com and find out!!!!!!!!!!!
Reply:There is no such thing as the best dental plan.
There is no such thing as good quality insurance.
It all depends on what you want really. So tell us more.
Need to find the best dental plan?
go to google.com and find out!!!!!!!!!!!
Reply:There is no such thing as the best dental plan.
There is no such thing as good quality insurance.
It all depends on what you want really. So tell us more.
If there was an affodable Dental plan for under twenty bucks?
Would the world be a happier place?
If there was an affodable Dental plan for under twenty bucks?
%26gt;sigh%26lt; I doubt it. Even when people are given free dental plans at work, only half of them every use them.
web hosting plans
If there was an affodable Dental plan for under twenty bucks?
%26gt;sigh%26lt; I doubt it. Even when people are given free dental plans at work, only half of them every use them.
web hosting plans
I'm looking for my dental plan named First Commonwealth?
http://firstcommonwealth.net/
First Commonwealth is a subsidiary of Guardian and all queries should be directed there. The above website tells you all about it.
First Commonwealth is a subsidiary of Guardian and all queries should be directed there. The above website tells you all about it.
I don't have a dental plan, Where do I find a cheap dentist?
None of the Dentists that I have met are cheap. What I did is called and talked to the receptionist and just asked. Believe me where I live anyway I found that prices do vary. For example one Dentist for teeth cleaning $65 another was $175 and both didn't include x-rays.
I don't have a dental plan, Where do I find a cheap dentist?
Well i dont know where you live but im from az and we have discount plans availble here. Try looking online in your state im sure you have some too. And the fees are really reduced. Like for some plans for an exam and full set of xrays is $181 cash price and with these discount plans $0. Good Luck
Reply:they cover you for cosmetics,filling,and all dental procedures call them and see if you like theplan they will give you a free cellphone too.1-800-929-8344 ref 246314
Reply:You may want to consider contacting the American Dental Association and ask them to direct you to your local dental society. They should be able to provide you with a list of dentists that provide free or sliding scale services in your area. You could also get a dental discount plan, like Careington or People's Dental. You would receive discounted services.
I don't have a dental plan, Where do I find a cheap dentist?
Well i dont know where you live but im from az and we have discount plans availble here. Try looking online in your state im sure you have some too. And the fees are really reduced. Like for some plans for an exam and full set of xrays is $181 cash price and with these discount plans $0. Good Luck
Reply:they cover you for cosmetics,filling,and all dental procedures call them and see if you like theplan they will give you a free cellphone too.1-800-929-8344 ref 246314
Reply:You may want to consider contacting the American Dental Association and ask them to direct you to your local dental society. They should be able to provide you with a list of dentists that provide free or sliding scale services in your area. You could also get a dental discount plan, like Careington or People's Dental. You would receive discounted services.
Is there any kind of dental plan (discount or otherwise) that will pay for cosmetic dentistry?
Careington International is a discount plan that offers one of the better price plans around. For an individual it's $75/yr. The discounts range for cosmetics. I know for Orthodontics it's a 20% discount. For general dentistry they have a flat fee chart available as well.
Is there any kind of dental plan (discount or otherwise) that will pay for cosmetic dentistry?
No, that's a choice, not a necessity!
Reply:I'm not sure if you are based in the UK but try Bupa or Denplan
Reply:you can make payments on it. try getting a care card
Reply:http://www.myglobalprofile.com/center-fo... They can give you more info on this. Some do pay and some dont depending on what the problem is!
Reply:Yes. Check out this website.
www.healthsavings.ourperfectcard.com
I signed up online a couple years ago, they have saved me thousands of dollars on my dentistry work, without sacrificings service and quality. I know for a fact that all procedures are covered including cosmetic surgery. I have had things done (root canals, extractions, fillings and cleanings etc.) I know they are nation wide.
Hope this helps
Reply:If you got really good insurance, you'll be lucky if they pay half. But, be prepared to still pay big bucks for cosmetic dental work.
Reply:Yes! There is a dental benefits company you can join for about twenty dollars a month and they include cosmetic dentistry. You do have to have one of their providers in your area though, so go check out the website and if it look like it could help you. There is a provider search area to see if you have a dentist in your area listed.
Reply:No offense to the other answers, but Ameriplan is really terrible, it's expensive, there is a sign up fee, and they will try to get you to sell their plan because it's just a huge pyramid, not to mention they have barely any dentists who accept it because the fees wouldn't be accepted by a dentists who isn't desperate and I don't think you want them performing your cosmetic dentistry...
Here is your best bet to make your cosmetic dentistry the most affordable AND VISIT A DENTIST WHO ISN'T A JOKE.
I'm not sure if you've heard of DenteMax, but basically they recruite quality licensed credentialed dentists all across the country. The credentialing process can be lengthy and all the dentists are checked to make sure they are quality. Well a new company called DentaCard just partnered with them and they provide an incredible plan with great support. A one time payment of $49.95 will get you a year in the program and it'll save you up to 50% at quality dentists. Then what you'll want to do is finance the remainder of the costs.
To summerize. Use DentaCard to get a discounted rate at a quality dentist, then look for financing options for the remainder of what you owe.
Search for dentists in your area here:
http://dentacard.com/services/services.h...
Is there any kind of dental plan (discount or otherwise) that will pay for cosmetic dentistry?
No, that's a choice, not a necessity!
Reply:I'm not sure if you are based in the UK but try Bupa or Denplan
Reply:you can make payments on it. try getting a care card
Reply:http://www.myglobalprofile.com/center-fo... They can give you more info on this. Some do pay and some dont depending on what the problem is!
Reply:Yes. Check out this website.
www.healthsavings.ourperfectcard.com
I signed up online a couple years ago, they have saved me thousands of dollars on my dentistry work, without sacrificings service and quality. I know for a fact that all procedures are covered including cosmetic surgery. I have had things done (root canals, extractions, fillings and cleanings etc.) I know they are nation wide.
Hope this helps
Reply:If you got really good insurance, you'll be lucky if they pay half. But, be prepared to still pay big bucks for cosmetic dental work.
Reply:Yes! There is a dental benefits company you can join for about twenty dollars a month and they include cosmetic dentistry. You do have to have one of their providers in your area though, so go check out the website and if it look like it could help you. There is a provider search area to see if you have a dentist in your area listed.
Reply:No offense to the other answers, but Ameriplan is really terrible, it's expensive, there is a sign up fee, and they will try to get you to sell their plan because it's just a huge pyramid, not to mention they have barely any dentists who accept it because the fees wouldn't be accepted by a dentists who isn't desperate and I don't think you want them performing your cosmetic dentistry...
Here is your best bet to make your cosmetic dentistry the most affordable AND VISIT A DENTIST WHO ISN'T A JOKE.
I'm not sure if you've heard of DenteMax, but basically they recruite quality licensed credentialed dentists all across the country. The credentialing process can be lengthy and all the dentists are checked to make sure they are quality. Well a new company called DentaCard just partnered with them and they provide an incredible plan with great support. A one time payment of $49.95 will get you a year in the program and it'll save you up to 50% at quality dentists. Then what you'll want to do is finance the remainder of the costs.
To summerize. Use DentaCard to get a discounted rate at a quality dentist, then look for financing options for the remainder of what you owe.
Search for dentists in your area here:
http://dentacard.com/services/services.h...
What is the best individual dental plan?
I looked on a site called DentalPlans.com, but was a little confused on which was the best deal... i just need a cleaning and a couple fills... thanks for your help
What is the best individual dental plan?
Individual dental plans are usually not helpful for you unless you need a lot of work done. Even then, most plans only cover up to $1000 or even $1500 of treatment.
At the office where I work, we charge $110 for a cleaning and exam. If you have a checkup every 6 months, thats $220. Factor in a couple of fillings and a crown and you're looking at another $1200. So, that's about $1500 out-of-pocket for the year.
With insurance, cleanings are usually covered at 100%, fillings at 80% and crowns at 50% up to your yearly maximum. So, given the above example of treatment, you'd still pay about $600 out of pocket plus your monthly premiums.
Just make sure you factor all the numbers to make sure the plan is definately going to be worth the expense. You're better off getting a plan through an employer if that is possible at all.
Reply:I needed a 4 cavities filled in Oct of 2005 (4 @ $185 each)
waited till I started my new job and got the dental insurance
In May 2006 - started using ToothSoap - finally got in to see the
dentist Jan 2007 - NO cavities! the stuff works
it re-enameled my teeth! - tell them Tom sent you!
maybe I will get a star!
the first one is more $ because you buy a book -
but they have specials to save you money
my first jar of 'shreds' was supposed to last 2 people 3 months
I have been using it since May of last year - and have 1/3 left
using it by myself
php
What is the best individual dental plan?
Individual dental plans are usually not helpful for you unless you need a lot of work done. Even then, most plans only cover up to $1000 or even $1500 of treatment.
At the office where I work, we charge $110 for a cleaning and exam. If you have a checkup every 6 months, thats $220. Factor in a couple of fillings and a crown and you're looking at another $1200. So, that's about $1500 out-of-pocket for the year.
With insurance, cleanings are usually covered at 100%, fillings at 80% and crowns at 50% up to your yearly maximum. So, given the above example of treatment, you'd still pay about $600 out of pocket plus your monthly premiums.
Just make sure you factor all the numbers to make sure the plan is definately going to be worth the expense. You're better off getting a plan through an employer if that is possible at all.
Reply:I needed a 4 cavities filled in Oct of 2005 (4 @ $185 each)
waited till I started my new job and got the dental insurance
In May 2006 - started using ToothSoap - finally got in to see the
dentist Jan 2007 - NO cavities! the stuff works
it re-enameled my teeth! - tell them Tom sent you!
maybe I will get a star!
the first one is more $ because you buy a book -
but they have specials to save you money
my first jar of 'shreds' was supposed to last 2 people 3 months
I have been using it since May of last year - and have 1/3 left
using it by myself
php
What is the best affordable dental plan?
Check out this website.
www.healthsavings.ourperfectcard.com
Its low cost, affordable, 1000's of providers nation wide, accepted almost any where. Vision, chiropractic, prescription, medical and Dental services all included.
www.healthsavings.ourperfectcard.com
Its low cost, affordable, 1000's of providers nation wide, accepted almost any where. Vision, chiropractic, prescription, medical and Dental services all included.
What is good individual, insurance dental plan?
I only know of one good individual dental plan, you can get it at www.BestForLessDental.com, and I love it because it has no waiting periods. The other plans I looked at would have me waiting 6 months to get my tooth pulled. This one covered me right away, and I could see any dentist I wanted, no list of providers. What I liked was the deductible, it was only 100 bucks and once I met it, I was set for as long as I have the plan. Most plans make you meet the deductible every year, but not this one. It is very affordable, and I have already saved hundreds! Good luck to you.
What is good individual, insurance dental plan?
Check out Aetna Dental Access. It is not an insurance plan but it allows you access to their network at preferred rates for dental work. It is inexpensive for the saving you coould have on dental work. Most of the time you are going to find the best dental insurance plans through an employer.
What is good individual, insurance dental plan?
Check out Aetna Dental Access. It is not an insurance plan but it allows you access to their network at preferred rates for dental work. It is inexpensive for the saving you coould have on dental work. Most of the time you are going to find the best dental insurance plans through an employer.
If homer gives up his dental plan, will he have to pay for lisa's braces?
Lisa needs braces DENTAL PLAN Lisa needs braces DENTAL PLAN Liza needs braces DENTAL PLAN...
If homer gives up his dental plan, will he have to pay for lisa's braces?
i dont think that homer has dental....doh
Reply:Clearly he will.
Reply:So we'll march day and night by the big tower they have the plant but we have the tower(not sure if those were the exact words I'd have to get the episode back out and watch it.) All that free beer, what was it a keg right, how could they pass on that deal to give up the dental plan lol.
If homer gives up his dental plan, will he have to pay for lisa's braces?
i dont think that homer has dental....doh
Reply:Clearly he will.
Reply:So we'll march day and night by the big tower they have the plant but we have the tower(not sure if those were the exact words I'd have to get the episode back out and watch it.) All that free beer, what was it a keg right, how could they pass on that deal to give up the dental plan lol.
What is a good individual dental plan?
depends where you live, each state has their own individual plan providers. Mine is through EDS, but I'm in Arizona.
Maybe you could email them and ask if they know of a similar plan in your area. http://www.mydentalplan.net/contentL2.as...
What is a good individual dental plan?
No purpose, we had one they pay nothing!!!! Compared to actual bill. Ex. You Pay $30 for Dental Ins. The dental check up charges $157 they pay $12 Paula
Reply:I have Delta Dental. Each plan offered by an employer may be different. Talk to your human resource/benefits coordinator. I have heard advertisements for entrepenuers to purchase.
Here are a few places to research on the web:
www.dentalinsurance.com
www.deltadentalins.com
www.humanadental.com
www.metlife.com/dental
Good luck!
Reply:DENTAL INSURANCE IS A RIP OFF!!!!
i have to tell my patients this everyday. the best thing that you can possibly do is to plan for your dentistry. start by putting $50 a month in a bank account (that's less than an insurance premium). in a year's time you'll have $600. do this for a couple years and you're set for your dental emergency fund. second, you need to start flossing. that's the cheapest way to stay out of my chair. finally, you have to start going to the dentist twice a year. it only gets expensive when you have a cavity that could have been fixed a while back but you let it go too long and now it needs a root canal and crown.
i can hear you now though, "but i need a lot of dental work now!" well that's too bad and your new insurance company is going to tell you the same thing. they make you wait up to a year on pre-existing conditions and then they only give you enough coverage to fix one tooth a year assuming it needs more than a simple filling.
DON'T WASTE YOUR MONEY ON DENTAL INSURANCE!!!
art
Maybe you could email them and ask if they know of a similar plan in your area. http://www.mydentalplan.net/contentL2.as...
What is a good individual dental plan?
No purpose, we had one they pay nothing!!!! Compared to actual bill. Ex. You Pay $30 for Dental Ins. The dental check up charges $157 they pay $12 Paula
Reply:I have Delta Dental. Each plan offered by an employer may be different. Talk to your human resource/benefits coordinator. I have heard advertisements for entrepenuers to purchase.
Here are a few places to research on the web:
www.dentalinsurance.com
www.deltadentalins.com
www.humanadental.com
www.metlife.com/dental
Good luck!
Reply:DENTAL INSURANCE IS A RIP OFF!!!!
i have to tell my patients this everyday. the best thing that you can possibly do is to plan for your dentistry. start by putting $50 a month in a bank account (that's less than an insurance premium). in a year's time you'll have $600. do this for a couple years and you're set for your dental emergency fund. second, you need to start flossing. that's the cheapest way to stay out of my chair. finally, you have to start going to the dentist twice a year. it only gets expensive when you have a cavity that could have been fixed a while back but you let it go too long and now it needs a root canal and crown.
i can hear you now though, "but i need a lot of dental work now!" well that's too bad and your new insurance company is going to tell you the same thing. they make you wait up to a year on pre-existing conditions and then they only give you enough coverage to fix one tooth a year assuming it needs more than a simple filling.
DON'T WASTE YOUR MONEY ON DENTAL INSURANCE!!!
art
Does route canal work get covered by restorative dental work on a dental plan?
It should, if not then it not worth having that company.
I would encourage you to visit this website.
www.healthsavings.ourperfectcard.com
I signed up with them online over 3 years ago. They have helped me save thousands of dollars from extractions, root canals, cleanings. I know for a fact that all services are included especially orthodontics and dentures in the benefits. They had my membership active in 2 hours and was able to use the same day. I am very thankful that I found them. Check to see if they are in your area.
Good Luck. Hope this helps
Does route canal work get covered by restorative dental work on a dental plan?
Check your dental plan to see when root canal work is covered. Each plan is different. Or, have your dentist check with the insurance company before doing the work.
Reply:It depends on your dental plan. You need to find out specifically what level of pay "Endodontic" procedures are paid on. Sometimes it's considered restorative, sometime's it's considered major. The worst thing that you can do is have your dental office pre-determine the procedure as it unnecessarily delays treatment.
I would encourage you to visit this website.
www.healthsavings.ourperfectcard.com
I signed up with them online over 3 years ago. They have helped me save thousands of dollars from extractions, root canals, cleanings. I know for a fact that all services are included especially orthodontics and dentures in the benefits. They had my membership active in 2 hours and was able to use the same day. I am very thankful that I found them. Check to see if they are in your area.
Good Luck. Hope this helps
Does route canal work get covered by restorative dental work on a dental plan?
Check your dental plan to see when root canal work is covered. Each plan is different. Or, have your dentist check with the insurance company before doing the work.
Reply:It depends on your dental plan. You need to find out specifically what level of pay "Endodontic" procedures are paid on. Sometimes it's considered restorative, sometime's it's considered major. The worst thing that you can do is have your dental office pre-determine the procedure as it unnecessarily delays treatment.
Where do I find dental claim forms for National Pacific Dental plan?
Contact the Dental provider for a dental claim form or the insurance company directly. They should help. Good luck!
Where do I find dental claim forms for National Pacific Dental plan?
Well, how about here?
http://www.natlpacificdental.com/dental_...
On their website?
Reply:go to yahoo. they have everything
Where do I find dental claim forms for National Pacific Dental plan?
Well, how about here?
http://www.natlpacificdental.com/dental_...
On their website?
Reply:go to yahoo. they have everything
Looking for an affordable dental plan that cover most stuff? individual!?
Try AmeriPlan. It's a great plan! Save anywhere from 50% to 80% on most services and even 25% when you have to go to a specialist. I love it! Recently I went to one of their providers, I had x-rays, teeth cleaning and some polishing, my total bill came out to $197 but I only paid $59 so I save $138 bucks. The plan is only $11.95 a month for an individual or $19.95 a month for household. Try requesting more information at: http://wehavebenefits.com/
Looking for an affordable dental plan that cover most stuff? individual!?
the only good dental plans are provided by your employer normally w/ medical benefits..there are no decent dental plans that can be purchased by an individual.. you would end up paying more than what the benefits would cover
Looking for an affordable dental plan that cover most stuff? individual!?
the only good dental plans are provided by your employer normally w/ medical benefits..there are no decent dental plans that can be purchased by an individual.. you would end up paying more than what the benefits would cover
Anyone know a good dental plan for a senior?
Other than having AARP rip me off if you come up with another good one that is cheaper, please let me know. VA doesn't do that and hasn't since they changed the law or bill or whatever, so that Viet Nam vets get screwed sixteen ways from Sunday as usual. Then they complain they have no money, but every VA hospital I have ever been to they are building monuments and other worthless crap instead of using their funds to help the very people they were created to help. Sorry about the rant.
Anyone know a good dental plan for a senior?
You should check with AARP. They may have some suggestions.
Reply:Watch what one you find I heard there some that don't pay.
Good Luck
hiking shoes
Anyone know a good dental plan for a senior?
You should check with AARP. They may have some suggestions.
Reply:Watch what one you find I heard there some that don't pay.
Good Luck
hiking shoes
What's the best dental plan for a self employed 21 year old female?
I live in The Woodlands, Tx if that makes a difference.
What's the best dental plan for a self employed 21 year old female?
I am also self-employed. When I first started my business 9 years ago I looked into the insurance options. They cost a small fortune. I would recommend doing self-pay, because by the time you pay all of the deductibles it can cost as much as it would have if you paid on your own. ALL of my doctors offices, dentist, and health-care professionals cut me a deal when I tell them I am self-employed. The insurance companies cut rates with them, so why shouldn't they make a deal directly to you?
Reply:do ppl in tx even have teeth?
Reply:care credit- you can use it at most dental places- google "care credit"
Reply:Oh, you're a neighbor, I'm in Bellaire.
The BEST individual dental plan is "pay out of pocket". When you run the numbers, they cover so little, and cost so much, it's cheaper to just pay out of pocket. I've done it for YEARS that way. Even with paying for a crown once every 5 years, it's cheaper (as they pay NOT MUCH towards a crown, and not at ALL until you've held the policy for a few years).
Reply:take a look at this one. You can go to any dentist you want and you get to use insured and discount benefits
http://www.mybenefitplan.info
Reply:This is a company that has been around for 15 years. Dental, Vision, Rx and Chiropractic benefits for $19.95 a month!
check it out http://www.helpyousavenow.com
Hope this helps!
Tammy
What's the best dental plan for a self employed 21 year old female?
I am also self-employed. When I first started my business 9 years ago I looked into the insurance options. They cost a small fortune. I would recommend doing self-pay, because by the time you pay all of the deductibles it can cost as much as it would have if you paid on your own. ALL of my doctors offices, dentist, and health-care professionals cut me a deal when I tell them I am self-employed. The insurance companies cut rates with them, so why shouldn't they make a deal directly to you?
Reply:do ppl in tx even have teeth?
Reply:care credit- you can use it at most dental places- google "care credit"
Reply:Oh, you're a neighbor, I'm in Bellaire.
The BEST individual dental plan is "pay out of pocket". When you run the numbers, they cover so little, and cost so much, it's cheaper to just pay out of pocket. I've done it for YEARS that way. Even with paying for a crown once every 5 years, it's cheaper (as they pay NOT MUCH towards a crown, and not at ALL until you've held the policy for a few years).
Reply:take a look at this one. You can go to any dentist you want and you get to use insured and discount benefits
http://www.mybenefitplan.info
Reply:This is a company that has been around for 15 years. Dental, Vision, Rx and Chiropractic benefits for $19.95 a month!
check it out http://www.helpyousavenow.com
Hope this helps!
Tammy
I need helth and dental plan that I can use in Ada Ok. don't whant to travle a long distents.?
why not try out this site you will get all the info you need at
www.freedomathometeam.com/jdurrence or durrence@pisp.net.
I need helth and dental plan that I can use in Ada Ok. don't whant to travle a long distents.?
lol i grew up in allen!
Reply:Dental insurance has limited value. If you are in need of major repair work, most insurance policies have a limited benefit in the early years of a policy. If it's just for cleaning, what you pay in premiums may be equal or more than what the cleaning's cost.
Medical insurance is necessary. Be sure to read the policy paying close attention to deductible, copays and/or coinsurance, out of pocket maximum and maximum lifetime benefit. Read the 'exclusion' portion very carefully.
Your state dept of Insurance will have a list of insurers that offer policies in your area. One reputable firm is Golden Rule (they're part of the large insurer United Health care). Look them up and you can contact them on the computer or via phone.
Good luck.
www.freedomathometeam.com/jdurrence or durrence@pisp.net.
I need helth and dental plan that I can use in Ada Ok. don't whant to travle a long distents.?
lol i grew up in allen!
Reply:Dental insurance has limited value. If you are in need of major repair work, most insurance policies have a limited benefit in the early years of a policy. If it's just for cleaning, what you pay in premiums may be equal or more than what the cleaning's cost.
Medical insurance is necessary. Be sure to read the policy paying close attention to deductible, copays and/or coinsurance, out of pocket maximum and maximum lifetime benefit. Read the 'exclusion' portion very carefully.
Your state dept of Insurance will have a list of insurers that offer policies in your area. One reputable firm is Golden Rule (they're part of the large insurer United Health care). Look them up and you can contact them on the computer or via phone.
Good luck.
If i get a dental plan with boots, if say i needed treatment tomorrow would it cover me?
thanks x
If i get a dental plan with boots, if say i needed treatment tomorrow would it cover me?
When I was in college I needed alot of dental work but could not afford insurance and needed it ASAP. I did some research and found this plan.
www.healthsavings.ourperfectcard.com
I signed up with them online about 3 years ago now. They are very affordable, had my benefits active in 2 hours and saved me literally thousands of dollars. I know for a fact that all services are included ex: Including cleanings, exams, x-rays ..etc. Check to see if its availible in your area.
Good Luck and Hope this Helps.
Reply:I doubt it - generally for these types of insurance plans you have to have an initial examination and any problems would have to be taken care of before they would cover you, and then from there on in they will cover any work you need done.
Reply:call 1-800-929-8344 Ref 246314 they will cover you with any pre-existing problem.it can be you or your family for 25 $ a month.
If i get a dental plan with boots, if say i needed treatment tomorrow would it cover me?
When I was in college I needed alot of dental work but could not afford insurance and needed it ASAP. I did some research and found this plan.
www.healthsavings.ourperfectcard.com
I signed up with them online about 3 years ago now. They are very affordable, had my benefits active in 2 hours and saved me literally thousands of dollars. I know for a fact that all services are included ex: Including cleanings, exams, x-rays ..etc. Check to see if its availible in your area.
Good Luck and Hope this Helps.
Reply:I doubt it - generally for these types of insurance plans you have to have an initial examination and any problems would have to be taken care of before they would cover you, and then from there on in they will cover any work you need done.
Reply:call 1-800-929-8344 Ref 246314 they will cover you with any pre-existing problem.it can be you or your family for 25 $ a month.
Find Chevron USA Retiree Dental Plan?
Chevron-Texaco Retiree Benefits - find information
Find Chevron USA Retiree Dental Plan?
Try http://www.texacoretireesclubct.org/page...
golf shoes
Find Chevron USA Retiree Dental Plan?
Try http://www.texacoretireesclubct.org/page...
golf shoes
I have a new dental plan, can I use it to pay the balance of my son's braces?
Well this just really depends on your insurance company. Some will pick up on what is left and some won't. Working in a Ortho office I know that sometimes they do pay. You would have to let the front desk know of the changes and have them call to see. I know from calling that most do pick up on the coverage.
I have a new dental plan, can I use it to pay the balance of my son's braces?
I don't think you can use that on previous treatment plans...
Reply:Why are you posting this question here? Pick up your telephone and call customer service for your dental plan.
Reply:No way we can answer this because it depends completely on what kind of dental plan you have.
Reply:If the dental plan is more recent than the braces for your son, you cannot apply that towards your son's balance. It is a debt incurred prior to your dental coverage. Dental plans need starting treatment dates and finishing treatment dates. Also some policies have restrictions, like a 6 month waiting period for any major work.
Reply:Since your son's treatment is already in progress, I would think not. However, if it is a 'rollover' plan, they just might.
Your orthodontist's office should have answered this for you, and/or brought it up when you told them about the insurance change.
Definitely call the insurance company and find out.. and have a pen and paper ready so you can write down what you're told.. then you can relay the info to the office. They may not even have ortho benefits, as some do not.
Best of Luck~
I have a new dental plan, can I use it to pay the balance of my son's braces?
I don't think you can use that on previous treatment plans...
Reply:Why are you posting this question here? Pick up your telephone and call customer service for your dental plan.
Reply:No way we can answer this because it depends completely on what kind of dental plan you have.
Reply:If the dental plan is more recent than the braces for your son, you cannot apply that towards your son's balance. It is a debt incurred prior to your dental coverage. Dental plans need starting treatment dates and finishing treatment dates. Also some policies have restrictions, like a 6 month waiting period for any major work.
Reply:Since your son's treatment is already in progress, I would think not. However, if it is a 'rollover' plan, they just might.
Your orthodontist's office should have answered this for you, and/or brought it up when you told them about the insurance change.
Definitely call the insurance company and find out.. and have a pen and paper ready so you can write down what you're told.. then you can relay the info to the office. They may not even have ortho benefits, as some do not.
Best of Luck~
Does Jesus have a dental plan?
Yes all his health benefits are covered by the Holy Trinity Corporation Ltd.
Does Jesus have a dental plan?
no. his teeth are perfect.
Reply:Yes, but it only covers his wisdom teeth !
Reply:LOL. I imagine dental hygiene would have been a challenge back in the day
Reply:Yes, he prevents truth decay by brushing up on his bible........
Reply:I don't think too many people had dental plans back then...
Reply:lol...no he's perfect, remember?
lol
Reply:Sure.. and the retirement benefits are OUT OF THIS WORLD!
Reply:he probably need's one,....... he's got most except his wisdom's,.......
Reply:Insurance dropped him because he had too many cavities. After all, his teeth are HOLY!!! (hah, get it? I kill me)
Reply:jesus was created perfect he wouldnt have needed a dental plan. :) but if he did I imagine they didnt have them back then your talking a loooong time ago lol
Reply:I'm not sure about Jesus, but I think St. Apollonia does!
Does Jesus have a dental plan?
no. his teeth are perfect.
Reply:Yes, but it only covers his wisdom teeth !
Reply:LOL. I imagine dental hygiene would have been a challenge back in the day
Reply:Yes, he prevents truth decay by brushing up on his bible........
Reply:I don't think too many people had dental plans back then...
Reply:lol...no he's perfect, remember?
lol
Reply:Sure.. and the retirement benefits are OUT OF THIS WORLD!
Reply:he probably need's one,....... he's got most except his wisdom's,.......
Reply:Insurance dropped him because he had too many cavities. After all, his teeth are HOLY!!! (hah, get it? I kill me)
Reply:jesus was created perfect he wouldnt have needed a dental plan. :) but if he did I imagine they didnt have them back then your talking a loooong time ago lol
Reply:I'm not sure about Jesus, but I think St. Apollonia does!
Who has a discount dental plan? is it worth it?
do u also have insurance? where do u have it?
ty for your answers
Who has a discount dental plan? is it worth it?
i have looked at these plans. for the amount they cover they dont seem to save you much especially if you take into account the months you pay for and have nothing done. also in my area few dentists accept these programs. the only ones i have found are huge multi dentist practices (like aspen) that employ many new dentists or foreigners. most dentists will make a reasonable payment plans or have plans available from credit companies. even people who have dental coverage from their jobs find they are covered less every year,
i wonder if the people who post the links to the insurance/discount card sites get a kick back of some sort. if you check their posts they consist of the same link given over and over and almost nothing else.
Reply:would encourage you to visit this website.
www.healthsavings.ourperfectcard.com
I signed up with them online over 3 years ago for all my dentistry work without age limits for almost the same reason as you. They have helped me save thousands of dollars from extractions, root canals, cleanings. I know for a fact that all services are included especially orthodontics and dentures in the benefits. They had my membership active in 2 hours and was able to use the same day. I am very thankful that I found them. Check to see if they are in your area.
Good Luck. Hope this helps
football shoes
ty for your answers
Who has a discount dental plan? is it worth it?
i have looked at these plans. for the amount they cover they dont seem to save you much especially if you take into account the months you pay for and have nothing done. also in my area few dentists accept these programs. the only ones i have found are huge multi dentist practices (like aspen) that employ many new dentists or foreigners. most dentists will make a reasonable payment plans or have plans available from credit companies. even people who have dental coverage from their jobs find they are covered less every year,
i wonder if the people who post the links to the insurance/discount card sites get a kick back of some sort. if you check their posts they consist of the same link given over and over and almost nothing else.
Reply:would encourage you to visit this website.
www.healthsavings.ourperfectcard.com
I signed up with them online over 3 years ago for all my dentistry work without age limits for almost the same reason as you. They have helped me save thousands of dollars from extractions, root canals, cleanings. I know for a fact that all services are included especially orthodontics and dentures in the benefits. They had my membership active in 2 hours and was able to use the same day. I am very thankful that I found them. Check to see if they are in your area.
Good Luck. Hope this helps
football shoes
Any suggestions on a dental plan or individual health insurance pIan?
I live in Texas, I'm 26, homemaker. I need to see the dentist desperately and after calling around, I realize it's going to get pretty expensive. I would also like to see an orthodontist %26amp; any other "general" benefits that I could get, I would definitely use. Any suggestions? I'm in pain!
Any suggestions on a dental plan or individual health insurance pIan?
A good dental plan will provide you with more benefits than dental insurance and usually covers more procedures. I found my dental plan at Dentalplans.com and I'm very happy with it. All you have to do is type in your zip code to find a participating dentist in your area. Plans start at about $79.95 but you can save hundreds of dollars a year (or more depending on how much work you need done). There's a review at http://www.dentalplansreview.com
Any suggestions on a dental plan or individual health insurance pIan?
A good dental plan will provide you with more benefits than dental insurance and usually covers more procedures. I found my dental plan at Dentalplans.com and I'm very happy with it. All you have to do is type in your zip code to find a participating dentist in your area. Plans start at about $79.95 but you can save hundreds of dollars a year (or more depending on how much work you need done). There's a review at http://www.dentalplansreview.com
Which is best a dental plan or insurance?
wanna have lots of work done but really dont know much about either. and torn about which to do.
Which is best a dental plan or insurance?
Considering a dental plan doens't really cover very much, I'd go with a health plan. You'll be paying more out of pocket either way if you use a dental plan. That's with any insurance provider.
Reply:well i have medicaid so that covers both. its free for me too
Reply:It's not that easy to just say "Oh BCBS is the best" because so many companies have so many different plans to choose from. For Dental, at least where I live, the best is probably Delta Dental, but even then some of their plans really suck. Shop around, dental work gets really expensive! Obviously, Medicaid allows patients to have work done for free (grrr...)
Reply:insurance doesn't cover any dental work unless its an accident or impacted wisdom teeth. Health insurance is a must in case of health problems, if your employer offers both take it. If you are paying, go for the health ins. and make payment plans to your dentist (private dental ins, is expensive)
Reply:First you should understand the terms. "Insurance" and "Insurance plan" are the same thing. A person might have health insurance, dental insurance, vision insurance...all through their employer.
Some people advertise here for "discount dental plans" where you are sold a list of dentists who agree to perform work at a discount. Be very careful before giving out personal information over the internet. Extreme caution is called for when buying such services from people who solicit customers in this type of setting.
Reply:Good point, whoever posted about being cautious with your info online!
I'm one of those people who "advertise" on Y!Answers, but I don't consider that a bad thing.
I enjoy saving myself and others a lot of cash when it comes to making these kinds of decisions.
Don't get scammed, and research everything you can.
If you'd like some more "advertising", e-mail me at georgilesc@yahoo.com and I'll point you to a great dental plan which also includes discounts on prescription drugs, chiropractic, and vision at no extra cost.
12 bucks a month. Plain and simple.
Reply:here it is. http://www.tkqlhce.com/click-1748196-103...
Which is best a dental plan or insurance?
Considering a dental plan doens't really cover very much, I'd go with a health plan. You'll be paying more out of pocket either way if you use a dental plan. That's with any insurance provider.
Reply:well i have medicaid so that covers both. its free for me too
Reply:It's not that easy to just say "Oh BCBS is the best" because so many companies have so many different plans to choose from. For Dental, at least where I live, the best is probably Delta Dental, but even then some of their plans really suck. Shop around, dental work gets really expensive! Obviously, Medicaid allows patients to have work done for free (grrr...)
Reply:insurance doesn't cover any dental work unless its an accident or impacted wisdom teeth. Health insurance is a must in case of health problems, if your employer offers both take it. If you are paying, go for the health ins. and make payment plans to your dentist (private dental ins, is expensive)
Reply:First you should understand the terms. "Insurance" and "Insurance plan" are the same thing. A person might have health insurance, dental insurance, vision insurance...all through their employer.
Some people advertise here for "discount dental plans" where you are sold a list of dentists who agree to perform work at a discount. Be very careful before giving out personal information over the internet. Extreme caution is called for when buying such services from people who solicit customers in this type of setting.
Reply:Good point, whoever posted about being cautious with your info online!
I'm one of those people who "advertise" on Y!Answers, but I don't consider that a bad thing.
I enjoy saving myself and others a lot of cash when it comes to making these kinds of decisions.
Don't get scammed, and research everything you can.
If you'd like some more "advertising", e-mail me at georgilesc@yahoo.com and I'll point you to a great dental plan which also includes discounts on prescription drugs, chiropractic, and vision at no extra cost.
12 bucks a month. Plain and simple.
Reply:here it is. http://www.tkqlhce.com/click-1748196-103...
How to set up a self funded dental plan?
Small business (only 4 employees), want to set up plan. Do I HAVE to go through a 3rd party administrator, or can we keep it in-house.
Are there any tax ramifications either way.
How to set up a self funded dental plan?
No, you do not have to go through the 3rd party administrator. However, you do want to go through a local agent. The agent can find the best plan for your group. The plan and the premium is the same using an agent as it is going through a company directly and the agent will give you local support. The taxes are the same either way.
Reply:You can self-fund the plan without paying a TPA or other agency to do it for you. Personally, considering how little a TPA would probably charge you to administer the plan, I think I'd just pay them to do it. It's less headache for you on an administrative basis, plus they'll be abiding by the legal guidelines.
You could use a broker/consulting firm to help you find a TPA, or you can go directly to the TPA yourself. Using a broker takes the burden off of you, but of course you'll have to pay for their services, too.
fitness shoes
Are there any tax ramifications either way.
How to set up a self funded dental plan?
No, you do not have to go through the 3rd party administrator. However, you do want to go through a local agent. The agent can find the best plan for your group. The plan and the premium is the same using an agent as it is going through a company directly and the agent will give you local support. The taxes are the same either way.
Reply:You can self-fund the plan without paying a TPA or other agency to do it for you. Personally, considering how little a TPA would probably charge you to administer the plan, I think I'd just pay them to do it. It's less headache for you on an administrative basis, plus they'll be abiding by the legal guidelines.
You could use a broker/consulting firm to help you find a TPA, or you can go directly to the TPA yourself. Using a broker takes the burden off of you, but of course you'll have to pay for their services, too.
fitness shoes
Whats the difference between a dental plan and a dental insurance ?
Dental insurance simply means you have a program where you get help paying for dental work. Usually, you pay premiums to have the program, but you may not have to pay anything, as it may be covered by your employer, or it may be that you are on someone else's insurance as a dependent.
A dental plan is the actual description of benefits that you get with your dental insurance, and it varies from company to company, or even inside of the same company. For instance, some dental plans pay for two cleanings each year, and you don't pay anything for those. Other plans have you pay a small fee for each cleaning. Some plans will charge you a set fee (called a co-pay), like $35, for each cavity you have filled in the calendar year. Other plans will pay on a percentage basis, with the plan paying 80% of all charges, and you paying the other 20%.
So, insurance is just that, insurance, where you have a program which helps cover dental expenses. The actual dental plan is the benefits you are allowed by your insurance company. Since they vary widely, you should probably find out just what is covered on your dental plan before you go to the dentist. You need to know what you will be paying so you can make informed decisions about your care.
Whats the difference between a dental plan and a dental insurance ?
Be sure though if you are looking at buying insurance that they mean INSURANCE and not PLAN; because in technical insurance terms they are 2 totally different things. Report It
Reply:Okay if you are asking what I think you are - you are asking about 2 different ways of going about paying for dental services.
Dental Insurance - You pay your work or a company monthly and they (this is an example only) pay for 2 cleanings a year, 80% of restorative, and 50% of major work with a yearly max they will pay (such as $1,000.)
Dental Plan - You pay work or a company (monthly or however its set up) and certain offices will accept it and they will give you a reduced rate on services as opposed to paying a percentage.
With these, it usually comes out that the dental insurance is better since it covers a high percent of work, but sometimes plans can be better too. Its up to what you figure! :)
A dental plan is the actual description of benefits that you get with your dental insurance, and it varies from company to company, or even inside of the same company. For instance, some dental plans pay for two cleanings each year, and you don't pay anything for those. Other plans have you pay a small fee for each cleaning. Some plans will charge you a set fee (called a co-pay), like $35, for each cavity you have filled in the calendar year. Other plans will pay on a percentage basis, with the plan paying 80% of all charges, and you paying the other 20%.
So, insurance is just that, insurance, where you have a program which helps cover dental expenses. The actual dental plan is the benefits you are allowed by your insurance company. Since they vary widely, you should probably find out just what is covered on your dental plan before you go to the dentist. You need to know what you will be paying so you can make informed decisions about your care.
Whats the difference between a dental plan and a dental insurance ?
Be sure though if you are looking at buying insurance that they mean INSURANCE and not PLAN; because in technical insurance terms they are 2 totally different things. Report It
Reply:Okay if you are asking what I think you are - you are asking about 2 different ways of going about paying for dental services.
Dental Insurance - You pay your work or a company monthly and they (this is an example only) pay for 2 cleanings a year, 80% of restorative, and 50% of major work with a yearly max they will pay (such as $1,000.)
Dental Plan - You pay work or a company (monthly or however its set up) and certain offices will accept it and they will give you a reduced rate on services as opposed to paying a percentage.
With these, it usually comes out that the dental insurance is better since it covers a high percent of work, but sometimes plans can be better too. Its up to what you figure! :)
I am looking for a dental plan that will cover a 100% of my dental?
You are not going to find one on your own. The best dental insurances are offered through an employeer and even still there are generally not 100%.
I am looking for a dental plan that will cover a 100% of my dental?
Denplan is really good, they just don't cover cosmetic work :o(
Reply:FIDELIS CARE.
1-888-FIDELIS
Reply:denplan covers everyday dentistry
Reply:This plan covers everthing you want up to 80%
http://everyonebenefits.com/40374893
I am looking for a dental plan that will cover a 100% of my dental?
Denplan is really good, they just don't cover cosmetic work :o(
Reply:FIDELIS CARE.
1-888-FIDELIS
Reply:denplan covers everyday dentistry
Reply:This plan covers everthing you want up to 80%
http://everyonebenefits.com/40374893
I want a dental plan for me and my wfie, where could i get one?
www.smilesaver.com
I want a dental plan for me and my wfie, where could i get one?
Aflac is real good.
Reply:Carecredit.com
Reply:With the condition of insurance companies and outrageous insurance premiums, you are much better off just paying as you go.
My suggestion would be to set up a dental/medical savings account, contribute to it what you would be paying for insurance, maybe a little more. Then pay cash when you go see your dentist. Many dentists offices give you a discount if you pay in full at the time of service because it saves them money not having to send you bills. Many doctors offices will do this too for patient-pay. The hard part is not spending that money for other things because it will add up, but it is your insurance policy and the money belongs to you.
Reply:delta.dental.com
Reply:Get your full dental work and jaw surgery in India.Dental Surgery is very cheap in India.There is one company that is very famous in India that arranges cosmetic/dental surgery for foreigners in India.They are called Health care %26amp; Tours India.I read a lot about them in the Newspapers and about their patient stories.
They also have photos pasted of their International patients.You can checkout their website.The cost savings are incredible. i personally believe that your surgery can be easily handled in India as the quality of healthcare available here is simply best in the world.The surgeons are USA/UK trained and facilities are 5 star .
Visit www.healthcaretoursindia.com
I want a dental plan for me and my wfie, where could i get one?
Aflac is real good.
Reply:Carecredit.com
Reply:With the condition of insurance companies and outrageous insurance premiums, you are much better off just paying as you go.
My suggestion would be to set up a dental/medical savings account, contribute to it what you would be paying for insurance, maybe a little more. Then pay cash when you go see your dentist. Many dentists offices give you a discount if you pay in full at the time of service because it saves them money not having to send you bills. Many doctors offices will do this too for patient-pay. The hard part is not spending that money for other things because it will add up, but it is your insurance policy and the money belongs to you.
Reply:delta.dental.com
Reply:Get your full dental work and jaw surgery in India.Dental Surgery is very cheap in India.There is one company that is very famous in India that arranges cosmetic/dental surgery for foreigners in India.They are called Health care %26amp; Tours India.I read a lot about them in the Newspapers and about their patient stories.
They also have photos pasted of their International patients.You can checkout their website.The cost savings are incredible. i personally believe that your surgery can be easily handled in India as the quality of healthcare available here is simply best in the world.The surgeons are USA/UK trained and facilities are 5 star .
Visit www.healthcaretoursindia.com
Tooth ache. No dental plan. What have you done/would do?
Drink straight cranberry juice - 8 - 12 ounces (preferably on an empty stomach). It kills infections. That's what I do for toothaches, other infections, fevers..... (Warming it takes a lot of the sour out. Plug your nose %26amp; chug! It's not so bad! ... honest!) CJ is available at health food stores and most grocery stores. Do not use fruit blends or "cocktails" to kill infections.)
Hope you feel better. :)
P.S. Repeat dose if required. One dose usually knocks mine out (quickly!).
Tooth ache. No dental plan. What have you done/would do?
Works, "kinda". Take it a few more times. That's great!!! I hope you get cured! Bless you!!! - Clar Report It
Reply:I should have mentioned, also, not to take in refined sugar (cake, regulars, candy bars, etc.) while you have a toothache. Sugars feed infections. Report It
Reply:... that was supposed to be "regular sodas" in my last post. :) Report It
Reply:rip your tooth out
Reply:go to the neares dental school. They often have low cost clinics.
Reply:Dental schools are the way to go. It is usually free!
Reply:Use clove oil or Anbesol.
Reply:I am in the same boat. PRAy. thats all i can say.
Reply:Find a dentist that is based on income. In the mean time, go to the emergency room/ dr and they can give you pain killers.
I hear salt water gargling works.
Also, if it is a cavity you can buy this putty stuff at any local drug store to plug up your cavity until you can reach a dentist!
Reply:Buy Anbesol.
Reply:Rub some garlic on your right wrist. I am serious.
Reply:just go in and get your toothe fixed then when you have to pay just say is it alright to make payments, my dentist does that sometimes i dont even have to pay!
Reply:If there is a dental college near you, they do low cost dental work to train the students.
Reply:to relieve the pain get a teabag and put it in hot water...get the tea bag as hot as you can stand it and put it on the tooth that hurts and bit down (not hard just bite) leave it there till it is cold it will relieve pain and the tea leaves will draw out the abscess of the infected tooth.
Reply:Press the muscle among your thumb and forefinger. Find a point there which is more pain then other when pressed.
Press that point hardly in both of you hands, it can recude tooth ache.
Reply:If I found myself in a town with no insurance in a strange town. I would go to a bar on the dark side of town, not a sports bar or gentlemen's club. But a bar next to a welding shop or something where ordinary folks go. Then I would ask the bartender which one of his patron's has reasonably good teeth. Then I would find this person and ask him who his dentist is. Chances are it isn't Dr. Rich (no offense). I would ask this person if he likes his dentist. I would repeat as necessary until I finally found the person who wont shut up about how great and gentle their dentist is. Ask for the name and go to that office. I would pay cash and probably get a big discount and get better attention as the person who reffered me has such a big mouth, the dentist dare not risk the chance of bad PR.
Don't know. Seems to work from my side.
Reply:My mother in law actually tried to pull it out herself!! I don't recommend it!
affiliate reviews
Hope you feel better. :)
P.S. Repeat dose if required. One dose usually knocks mine out (quickly!).
Tooth ache. No dental plan. What have you done/would do?
Works, "kinda". Take it a few more times. That's great!!! I hope you get cured! Bless you!!! - Clar Report It
Reply:I should have mentioned, also, not to take in refined sugar (cake, regulars, candy bars, etc.) while you have a toothache. Sugars feed infections. Report It
Reply:... that was supposed to be "regular sodas" in my last post. :) Report It
Reply:rip your tooth out
Reply:go to the neares dental school. They often have low cost clinics.
Reply:Dental schools are the way to go. It is usually free!
Reply:Use clove oil or Anbesol.
Reply:I am in the same boat. PRAy. thats all i can say.
Reply:Find a dentist that is based on income. In the mean time, go to the emergency room/ dr and they can give you pain killers.
I hear salt water gargling works.
Also, if it is a cavity you can buy this putty stuff at any local drug store to plug up your cavity until you can reach a dentist!
Reply:Buy Anbesol.
Reply:Rub some garlic on your right wrist. I am serious.
Reply:just go in and get your toothe fixed then when you have to pay just say is it alright to make payments, my dentist does that sometimes i dont even have to pay!
Reply:If there is a dental college near you, they do low cost dental work to train the students.
Reply:to relieve the pain get a teabag and put it in hot water...get the tea bag as hot as you can stand it and put it on the tooth that hurts and bit down (not hard just bite) leave it there till it is cold it will relieve pain and the tea leaves will draw out the abscess of the infected tooth.
Reply:Press the muscle among your thumb and forefinger. Find a point there which is more pain then other when pressed.
Press that point hardly in both of you hands, it can recude tooth ache.
Reply:If I found myself in a town with no insurance in a strange town. I would go to a bar on the dark side of town, not a sports bar or gentlemen's club. But a bar next to a welding shop or something where ordinary folks go. Then I would ask the bartender which one of his patron's has reasonably good teeth. Then I would find this person and ask him who his dentist is. Chances are it isn't Dr. Rich (no offense). I would ask this person if he likes his dentist. I would repeat as necessary until I finally found the person who wont shut up about how great and gentle their dentist is. Ask for the name and go to that office. I would pay cash and probably get a big discount and get better attention as the person who reffered me has such a big mouth, the dentist dare not risk the chance of bad PR.
Don't know. Seems to work from my side.
Reply:My mother in law actually tried to pull it out herself!! I don't recommend it!
affiliate reviews
What kind of dental plan should I get?
If you're 50 or older, AARP offers a plan through Delta Dental for minimal premiums...
If you're under 50, first check to see if your state offers insurance, like NY offers Healthy New York...
Orrrrrrrrr see if you have an insurance option at work.
:)
If you're under 50, first check to see if your state offers insurance, like NY offers Healthy New York...
Orrrrrrrrr see if you have an insurance option at work.
:)
Where can I find a dental plan now that I am disabled and on ...?
SSI Disability. Medicare is taking too long. I am also looking for a reasonable vision plan. Any help out there??
Where can I find a dental plan now that I am disabled and on ...?
Ameriplan- discount medical and dental
individual dental plus package:11.95 mo
household dental plus package:19.95 month
inv med and dental:49.95 mo
household med and dental:59.95 mo
there is always someone you can get in touch with to answer all of your questions
615-418-2823
dee bentley
i work for ameriplan and have the household dental plus pack- it comes with prescription, VISION, and chiropractic Free- no catches
i can explain further if you would contact me via phone or email?
Reply:If you're at least 55, then join AARP. After joining, you will be eligible for AARP member discounts on dental insurance. I looked into it for my dad, and I think it was about $500 to $1000 per year, depending on what plan you choose. AARP also offers vision discounts.
If you are already on disability, you probably qualify for Medicaid. My mom is on Medicaid, and she got it right away.
Reply:I have a good dental plan it always save me money every time I use it. It's not insurance but a dental discount plan. No limits on visits or services, no age limit, no waiting period, specialists included! This plan does have their own providers but a very broad selection. Save anywhere from 50% to 80 on most utilized dental procedures such as exams, x-rays, teeth cleanings, fillings, root canal, and even crowns! The plan is only $11.95 a month for an individual or $19.95 a month for household. You also get 3 additional benefits free with the plan vision, RX, %26amp; chiropractic!
Get more information at:
http://www.wehavebenefits.com
At this same website you will be able to find out what dental providers are in your area that accepts this plan, just click on the tab at the top of the page that says Find a Provider.
Reply:Precious has been spamming Yahoo! answers for a long time, trying to advertise a multi-level marketing scam.
Dental discount plans are not a good value for the money. Keep in mind, they are completely unregulated, so if they misuse personal information, or fail to deliver what they promise, there is no recourse for the consumer.
Please do research on these so-called "discount" plans, and you will see many, many unhappy customers.
Where can I find a dental plan now that I am disabled and on ...?
Ameriplan- discount medical and dental
individual dental plus package:11.95 mo
household dental plus package:19.95 month
inv med and dental:49.95 mo
household med and dental:59.95 mo
there is always someone you can get in touch with to answer all of your questions
615-418-2823
dee bentley
i work for ameriplan and have the household dental plus pack- it comes with prescription, VISION, and chiropractic Free- no catches
i can explain further if you would contact me via phone or email?
Reply:If you're at least 55, then join AARP. After joining, you will be eligible for AARP member discounts on dental insurance. I looked into it for my dad, and I think it was about $500 to $1000 per year, depending on what plan you choose. AARP also offers vision discounts.
If you are already on disability, you probably qualify for Medicaid. My mom is on Medicaid, and she got it right away.
Reply:I have a good dental plan it always save me money every time I use it. It's not insurance but a dental discount plan. No limits on visits or services, no age limit, no waiting period, specialists included! This plan does have their own providers but a very broad selection. Save anywhere from 50% to 80 on most utilized dental procedures such as exams, x-rays, teeth cleanings, fillings, root canal, and even crowns! The plan is only $11.95 a month for an individual or $19.95 a month for household. You also get 3 additional benefits free with the plan vision, RX, %26amp; chiropractic!
Get more information at:
http://www.wehavebenefits.com
At this same website you will be able to find out what dental providers are in your area that accepts this plan, just click on the tab at the top of the page that says Find a Provider.
Reply:Precious has been spamming Yahoo! answers for a long time, trying to advertise a multi-level marketing scam.
Dental discount plans are not a good value for the money. Keep in mind, they are completely unregulated, so if they misuse personal information, or fail to deliver what they promise, there is no recourse for the consumer.
Please do research on these so-called "discount" plans, and you will see many, many unhappy customers.
What individual dental plan is the most comprehensive and pays the highest percentage on SF peninsula?
Most of the time, the only way to get really good dental coverage is through your employer. When you buy dental insurance as an individual, there are deductibles and co-pays and annual maximums that you need to analyze in order to figure out when and if you will actually save money by having insurance coverage. Some of the premiums I have seen make it almost impossible to realize any positive cash flow from the related policy. I mean, at $60 a month with $100 deductible and $1,000 annual maximum, you will have to take $820 out of your own pocket before you realize one penny of "profit" or net gain from your dental insurance.
Then you have to calculate the effect of co-payements. Check the figures and do the math yourself.
Be cautious about buying or choosing a plan where you do not have any choice about the dentist you can see, because you just might not like the dentist(s) listed on the plan and then you are stuck for a year until you can get out of it.
Be cautious about buying a so-called "dental discount plan," often mentioned on Yahoo!, since they also have restrictive lists and they really are not dental insurance at all. Just be careful and understand what you are buying.
For many people who just can't get good dental insurance, a regular savings plan sort of like a Christmas Club with $20-25 a month deposited into a dedicated account will pay off when you examine the return over a lifetime. You may run way over your savings at first, but once you get your mouth straightened out, your annual expenses should not be more than a couple hundred dollars most of the time.
For major treatment, dental insurance is no great deal anyhow. They limit you to $1,000-1,500 per year, subject you to deductibles, co-pays, etc. Imagine if you were in a car accident and your carrier said, "Yep, it's a total loss. Here's a check for $1,500. Good luck coming up with enough money to buy a new car." Dental "insurance" should usually be considered a payment arrangement where you give your dollars to a large company who holds onto them until you say the secret word and manage to get a few of them back.
What individual dental plan is the most comprehensive and pays the highest percentage on SF peninsula?
Blue Cross Blue Shield
Then you have to calculate the effect of co-payements. Check the figures and do the math yourself.
Be cautious about buying or choosing a plan where you do not have any choice about the dentist you can see, because you just might not like the dentist(s) listed on the plan and then you are stuck for a year until you can get out of it.
Be cautious about buying a so-called "dental discount plan," often mentioned on Yahoo!, since they also have restrictive lists and they really are not dental insurance at all. Just be careful and understand what you are buying.
For many people who just can't get good dental insurance, a regular savings plan sort of like a Christmas Club with $20-25 a month deposited into a dedicated account will pay off when you examine the return over a lifetime. You may run way over your savings at first, but once you get your mouth straightened out, your annual expenses should not be more than a couple hundred dollars most of the time.
For major treatment, dental insurance is no great deal anyhow. They limit you to $1,000-1,500 per year, subject you to deductibles, co-pays, etc. Imagine if you were in a car accident and your carrier said, "Yep, it's a total loss. Here's a check for $1,500. Good luck coming up with enough money to buy a new car." Dental "insurance" should usually be considered a payment arrangement where you give your dollars to a large company who holds onto them until you say the secret word and manage to get a few of them back.
What individual dental plan is the most comprehensive and pays the highest percentage on SF peninsula?
Blue Cross Blue Shield
So Long Dental Plan?
lisa needs braces
So Long Dental Plan?
Congrats!
Reply:Fare well...
Reply:WE ARE ...
Nothing to do with the dental plan, but ...
Let's Go State!
Reply:Yes but you shouldn't have been at the Skeller to make the beer rot your teeth..
I say Penn you say?
Reply:you poor thing dental issues will rape you I feel for you
Reply:That's sucks!!!!:%
Reply:who cares. It usually only covers the check up!
Reply:uhhh...I'm confused! Is this a good thing, if so rock on! Otherwise, I feel your pain.....
Reply:Yeah, me too. Wife knocked em all out.
dance shoes
So Long Dental Plan?
Congrats!
Reply:Fare well...
Reply:WE ARE ...
Nothing to do with the dental plan, but ...
Let's Go State!
Reply:Yes but you shouldn't have been at the Skeller to make the beer rot your teeth..
I say Penn you say?
Reply:you poor thing dental issues will rape you I feel for you
Reply:That's sucks!!!!:%
Reply:who cares. It usually only covers the check up!
Reply:uhhh...I'm confused! Is this a good thing, if so rock on! Otherwise, I feel your pain.....
Reply:Yeah, me too. Wife knocked em all out.
dance shoes
Does Blue Cross/Blue Sheild dental plan cover...?
Does it cover braces? My dad has this and I was wondering would it cover me if I'm on the plan. Help?
Thanks for your help and remember best answer gets 10 pts.
Does Blue Cross/Blue Sheild dental plan cover...?
You have to call your dad's employer or the 800 number on the dental insurance card. Your employer can opt for a number of different dental plans that offer varying levels of coverage. I have blue cross and my children's braces were not covered but if my employer had opted for a different dental plan, it would have been.
Thanks for your help and remember best answer gets 10 pts.
Does Blue Cross/Blue Sheild dental plan cover...?
You have to call your dad's employer or the 800 number on the dental insurance card. Your employer can opt for a number of different dental plans that offer varying levels of coverage. I have blue cross and my children's braces were not covered but if my employer had opted for a different dental plan, it would have been.
Texas based dental plan that you pay for in installments to the company?
a company that you pay for the work that a dentist does
Texas based dental plan that you pay for in installments to the company?
Not sure, try doing a google search..
Texas based dental plan that you pay for in installments to the company?
Not sure, try doing a google search..
What is a good dental plan/insurance if you don't get it through work?
It needs to cover major work. Is insurance better than a discount plan?
What is a good dental plan/insurance if you don't get it through work?
Insurance is much better than a discount plan.
I have a discount plan through dentalplans.com I think I pay $79 a year and on major work it would probably give you about a 15% discount which is nothing for major work but it is better than paying full price.
Make sure you look at the details. Some of the discount plans have a waiting period. You have to pay the premiums for a year before you can have a crown or any other major work. I think Aflac (funny commercials with the duck) is like that.
Reply:I work for delta dental and we have an individual dental plan that you can sign up for. The website is www.deltadentalins.com- it offers an hmo but we do have a ppo also the website for that is www.dentalforeveryone.com. The HMO is more affordable as it is only 120 for the year but the PPO will allow you to choose your own dentist.
What is a good dental plan/insurance if you don't get it through work?
Insurance is much better than a discount plan.
I have a discount plan through dentalplans.com I think I pay $79 a year and on major work it would probably give you about a 15% discount which is nothing for major work but it is better than paying full price.
Make sure you look at the details. Some of the discount plans have a waiting period. You have to pay the premiums for a year before you can have a crown or any other major work. I think Aflac (funny commercials with the duck) is like that.
Reply:I work for delta dental and we have an individual dental plan that you can sign up for. The website is www.deltadentalins.com- it offers an hmo but we do have a ppo also the website for that is www.dentalforeveryone.com. The HMO is more affordable as it is only 120 for the year but the PPO will allow you to choose your own dentist.
Cheapest dental plan for individuals?
Is there such a thing?
Cheapest dental plan for individuals?
it is a very tough question - - i am a union bartender - but if i don't work a certain # of hours a month - i lose my benefits.
this is not an ad - my sister is in the business that provides "benefits" - not insurance, mind you, but i have invested in it - and it has been beneficial to me.
basically - it just tells you what you will pay for a service.
if you are interested - you can call 1.800.471.8245 - her name is denyse ellington.
i promise this is no sales pitch - i honestly believe this has helped me when i needed it - and i find it very affordable.
Reply:Most of the time, the only way to get really good dental coverage is through your employer. When you buy dental insurance as an individual, there are deductibles and co-pays and annual maximums that you need to analyze in order to figure out when and if you will actually save money by having insurance coverage. Some of the premiums I have seen make it almost impossible to realize any positive cash flow from the related policy. I mean, at $60 a month with $100 deductible and $1,000 annual maximum, you will have to take $820 out of your own pocket before you realize one penny of "profit" or net gain from your dental insurance. Then you have to calculate the effect of co-payements. Check the figures and do the math yourself.
Be cautious about buying or choosing a plan where you do not have any choice about the dentist you can see, because you just might not like the dentist(s) listed on the plan and then you are stuck for a year until you can get out of it.
Be cautious about buying a so-called "dental discount plan," often mentioned on Yahoo!, since they also have restrictive lists and they really are not dental
insurance at all. Just be careful and understand what you are buying. There is one plan that is often mentioned here that shows NO participating general dentists in my town of 50,000 people. If you took this plan, you'd have to drive about 15 miles to the closest participating dentist.
For many people who just can't get good dental insurance, a regular savings plan sort of like a Christmas Club with $20-25 a month deposited into a dedicated account will pay off when you examine the return over a lifetime. You may run way over your savings at first, but once you get your mouth straightened out, your annual expenses should not be more than a couple hundred dollars most of the time.
For major treatment, dental insurance is no great deal anyhow. They limit you to $1,000-1,500 per year, subject you to deductibles, co-pays, etc. Imagine if you were in a car accident and your carrier said, "Yep, it's a total loss. Here's a check for $1,500. Good luck coming up with enough money to buy a new car." Dental "insurance" should usually be considered a payment arrangement where you give your dollars to a large company who holds onto them until you say the secret word and manage to get a few of them back.
Reply:Thailand is one of the popular places for dental work. There has many dentists that graduated and well trained from USA and European Countries. The price is cheap for example, crown and bridge is approx. USD 260-460, ceramic filling USD 15-39, Implants USD 2,050-2,564 and etc. The airfare such as Houston-Bangkok-Houston is approx THB 1,050. Hotel rate is from USD 20 up to 5 stars price.
Reply:Try this website to compare dental plans http://www.compare-dental-plans.net/ , they list all the cheap dental plans. Hope this helps.
leather boots
Cheapest dental plan for individuals?
it is a very tough question - - i am a union bartender - but if i don't work a certain # of hours a month - i lose my benefits.
this is not an ad - my sister is in the business that provides "benefits" - not insurance, mind you, but i have invested in it - and it has been beneficial to me.
basically - it just tells you what you will pay for a service.
if you are interested - you can call 1.800.471.8245 - her name is denyse ellington.
i promise this is no sales pitch - i honestly believe this has helped me when i needed it - and i find it very affordable.
Reply:Most of the time, the only way to get really good dental coverage is through your employer. When you buy dental insurance as an individual, there are deductibles and co-pays and annual maximums that you need to analyze in order to figure out when and if you will actually save money by having insurance coverage. Some of the premiums I have seen make it almost impossible to realize any positive cash flow from the related policy. I mean, at $60 a month with $100 deductible and $1,000 annual maximum, you will have to take $820 out of your own pocket before you realize one penny of "profit" or net gain from your dental insurance. Then you have to calculate the effect of co-payements. Check the figures and do the math yourself.
Be cautious about buying or choosing a plan where you do not have any choice about the dentist you can see, because you just might not like the dentist(s) listed on the plan and then you are stuck for a year until you can get out of it.
Be cautious about buying a so-called "dental discount plan," often mentioned on Yahoo!, since they also have restrictive lists and they really are not dental
insurance at all. Just be careful and understand what you are buying. There is one plan that is often mentioned here that shows NO participating general dentists in my town of 50,000 people. If you took this plan, you'd have to drive about 15 miles to the closest participating dentist.
For many people who just can't get good dental insurance, a regular savings plan sort of like a Christmas Club with $20-25 a month deposited into a dedicated account will pay off when you examine the return over a lifetime. You may run way over your savings at first, but once you get your mouth straightened out, your annual expenses should not be more than a couple hundred dollars most of the time.
For major treatment, dental insurance is no great deal anyhow. They limit you to $1,000-1,500 per year, subject you to deductibles, co-pays, etc. Imagine if you were in a car accident and your carrier said, "Yep, it's a total loss. Here's a check for $1,500. Good luck coming up with enough money to buy a new car." Dental "insurance" should usually be considered a payment arrangement where you give your dollars to a large company who holds onto them until you say the secret word and manage to get a few of them back.
Reply:Thailand is one of the popular places for dental work. There has many dentists that graduated and well trained from USA and European Countries. The price is cheap for example, crown and bridge is approx. USD 260-460, ceramic filling USD 15-39, Implants USD 2,050-2,564 and etc. The airfare such as Houston-Bangkok-Houston is approx THB 1,050. Hotel rate is from USD 20 up to 5 stars price.
Reply:Try this website to compare dental plans http://www.compare-dental-plans.net/ , they list all the cheap dental plans. Hope this helps.
leather boots
What is the best dental plan/or insurance for restoration work?
I am seeking an insurance plan or discount program that handles restorative work and implants unless someone knows of something new for teeth that have been knocked out or broken off . Looking at the entire upper mouth front and 2 molar on one side. Money is an issue but so it this persons emotional welfare. What type of program is best for this extensive work? Does anyone know about costa rica dentists? I hear they are cheaper and they can do the work at just a few sittings%26gt;%26gt;%26gt;
What is the best dental plan/or insurance for restoration work?
Insurance, no matter what company it is from, is never as good as you think it is. You usually have waiting periods, this means that there are certain dental procedures that they won't pay for until you have been on the insurance plan for 6-12 months. This doesn't help you much if the first procedure you need is one of those procedures not covered. They have all types of rules, provisions, and limitations that anyone who does not have a great deal of dental knowledge (terminology, definitions of types of dental materials, etc.) would be completely confussed by. I told one patient once how much her dental insurance would cover on a procedure and she was really upset that her out of pocket was so high. I asked her how much she paid monthly in premiums and we figured it up that she paid about $1,500 in insurance premiums. Her insurance maximum (the maximum amount that an insurance company will pay a year for a patients dental care) was only $1,000.00. She was giving her insurance company $500.00 for doing nothing. I recommended that she take what she paid monthly in premiums and put it in a savings account instead. At least that way she would have full use of all the money she put into the account and could pull out money when she needed work done. The discount plans actually are not bad though. It is certainly better to pay $200 for a filling than $300. That is how those plans work. The dentist agrees to only charge you what price the plan sets.
Reply:Good answer from Huskymom. Only problem with the "plans" is that you don't have complete freedom of choice picking the dentist that you choose. And doing "the work at just a few sittings" shouldn't ever be the criteria used to pick a Dr.
What is the best dental plan/or insurance for restoration work?
Insurance, no matter what company it is from, is never as good as you think it is. You usually have waiting periods, this means that there are certain dental procedures that they won't pay for until you have been on the insurance plan for 6-12 months. This doesn't help you much if the first procedure you need is one of those procedures not covered. They have all types of rules, provisions, and limitations that anyone who does not have a great deal of dental knowledge (terminology, definitions of types of dental materials, etc.) would be completely confussed by. I told one patient once how much her dental insurance would cover on a procedure and she was really upset that her out of pocket was so high. I asked her how much she paid monthly in premiums and we figured it up that she paid about $1,500 in insurance premiums. Her insurance maximum (the maximum amount that an insurance company will pay a year for a patients dental care) was only $1,000.00. She was giving her insurance company $500.00 for doing nothing. I recommended that she take what she paid monthly in premiums and put it in a savings account instead. At least that way she would have full use of all the money she put into the account and could pull out money when she needed work done. The discount plans actually are not bad though. It is certainly better to pay $200 for a filling than $300. That is how those plans work. The dentist agrees to only charge you what price the plan sets.
Reply:Good answer from Huskymom. Only problem with the "plans" is that you don't have complete freedom of choice picking the dentist that you choose. And doing "the work at just a few sittings" shouldn't ever be the criteria used to pick a Dr.
Which dental plan is better for a family DMO or PPO?
We have a DMO, and our new Dentist seems to think all the teeth with any size cavity needs a Root Canal and Crown??? And suggested that we get a PPO so we can use it before the end of the year.
Which dental plan is better for a family DMO or PPO?
In a PPO, you can go anywhere you like, although you may have more out-of-pocket expense in non-participating offices. He just wants you in the PPO so his reimbursement will be higher.
I'd suggest that you switch to a PPO and then go to another dentist who doesn't "think all teeth with any size cavity needs a root canal and crown."
clogs
Which dental plan is better for a family DMO or PPO?
In a PPO, you can go anywhere you like, although you may have more out-of-pocket expense in non-participating offices. He just wants you in the PPO so his reimbursement will be higher.
I'd suggest that you switch to a PPO and then go to another dentist who doesn't "think all teeth with any size cavity needs a root canal and crown."
clogs
Which dental plan has the best benefit out there especially for braces?
I work in group insurance and a very common coverage amount is 50% up to $2000. Some are more or less depending on the employer's contribution. Have you spoken to your employer about it?
Which dental plan has the best benefit out there especially for braces?
my dad hes the best
Reply:Depending on your premium and dental insurance plan you will be eligible for anywhere between 50-80 percent of your treatment costs for your braces. The more premium you pay the more percentage of your cost will be covered.
However here are some limitations you need to be aware of:
There will waiting periods for the higher cost treatments. So, you may have to pay premimums for between 18-24 months for types of dental problems. Technically you will be paying about 1000-2000 dollars to the company before it kicks in.
Then there are annual limits. You can't exceed your treatment costs beyond that. If you do you pay the difference yourself.
Then there are the minimum deductibles. You pay the minimum amount before your dental insurance plan kicks in.
There may be other limitations and clauses which may apply to particular dental insurance plans and individuals please check with your dental insurance plan company.
However if you plan on getting a dental discount plan (get it from a reputed company ) then you can get discounts that are upfront. That is you get the discount when you go for the treatment.
There are many fly-by-night operators so go by companies that good track record and have been around for long time.
I used one of the dental plans from an online dental discount plans company. You can check them out here http://www.a1-dental-insurance.com. I should they have a good reputation and I have received good service.
Which dental plan has the best benefit out there especially for braces?
my dad hes the best
Reply:Depending on your premium and dental insurance plan you will be eligible for anywhere between 50-80 percent of your treatment costs for your braces. The more premium you pay the more percentage of your cost will be covered.
However here are some limitations you need to be aware of:
There will waiting periods for the higher cost treatments. So, you may have to pay premimums for between 18-24 months for types of dental problems. Technically you will be paying about 1000-2000 dollars to the company before it kicks in.
Then there are annual limits. You can't exceed your treatment costs beyond that. If you do you pay the difference yourself.
Then there are the minimum deductibles. You pay the minimum amount before your dental insurance plan kicks in.
There may be other limitations and clauses which may apply to particular dental insurance plans and individuals please check with your dental insurance plan company.
However if you plan on getting a dental discount plan (get it from a reputed company ) then you can get discounts that are upfront. That is you get the discount when you go for the treatment.
There are many fly-by-night operators so go by companies that good track record and have been around for long time.
I used one of the dental plans from an online dental discount plans company. You can check them out here http://www.a1-dental-insurance.com. I should they have a good reputation and I have received good service.
Best dental plan?
Cheapest: have all your teeth removed: not teeth..no need for a plan..simple!!!
Best dental plan?
My wife went to her country of origin, Venezuela, and used a recomended dentist that did a great job in Caracas. We were being charged $4,000 dollars here in florida for all tghe work she needed and in her country she was charged $480 dollars. If you include the flight, just under 1k. Report It
Reply:no teeth no plan
Reply:find one.
Reply:dmo
Reply:check into met life, delta dental and blue cross. they can customize to fit your budget.
Reply:clean your teeth 3 times a day and don't eat junk food my mother is 90 this year and still has a very good set of her own teeth.
Reply:As a dentist, I know that this question is impossible to answer. Delta is wonderful to work with as a company, but they must sell at least a hundred different plans. There are many other companies that sell dental insurance such as Aetna, MetLife, and several others, but they all sell many different products. How happy YOU are depends on which plan you buy.
Most of the time, the only way to get really good dental coverage is through your employer. When you buy dental insurance as an individual, there are deductibles and co-pays and annual maximums that you need to analyze in order to figure out when and if you will actually save money by having insurance coverage. Some of the premiums I have seen make it almost impossible to realize any positive cash flow from the related policy. I mean, at $60 a month with $100 deductible and $1,000 annual maximum, you will have to take $820 out of your own pocket before you realize one penny of "profit" or net gain from your dental insurance. Then you have to calculate the effect of co-payements. Check the figures and do the math yourself.
Be cautious about buying or choosing a plan where you do not have any choice about the dentist you can see, because you just might not like the dentist(s) listed on the plan and then you are stuck for a year until you can get out of it.
Be cautious about buying a so-called "dental discount plan," since they also have restrictive lists and they really are not dental insurance at all. Just be careful and understand what you are buying.
For many people who just can't get good dental insurance, a regular savings plan sort of like a Christmas Club with $20-25 a month deposited into a dedicated account will pay off when you examine the return over a lifetime. You may run way over your savings at first, but once you get your mouth straightened out, your annual expenses should not be more than a couple hundred dollars most of the time.
Reply:Dr. Sam's above answer is excellent and spot-on accurate.
Unless you work at a job that offers good dental benefits (unions are among the best I've seen at negotiating good benefits), being self-insured makes sense.
Some companies offer medical reimbursement plans where you can have pre-taxed income placed in an account for use when you have expenses not covered by insurance. Be cautious though, because in most of these plans, if you don't use your funds by the end of the calendar year, you lose them!
Reply:If you live in America (besides alaska and montana), this is the best dental plan for price, savings, and quality of dentists:
Dental, vision, Rx, and chiropractic plan.
$11.95/month individual or $19.95/month entire household (non-relatives included!)
No waiting periods
No limits on visits or services
No age limits
ALL on-going conditions OK!
ALL specialists included! Yes, even cosmetic dentistry and orthosdontics (except orthodontic treatment already in progress)
Use you plan as often as you want! No limit to your savings!
No claim forms or deductibles
Only the highest quality providers
Also health/medical benefits if needed.
For more information you can visit www.theaplan.biz/rachele or call 541-409-7243
Email and IM: starsalso@yahoo.com
Best dental plan?
My wife went to her country of origin, Venezuela, and used a recomended dentist that did a great job in Caracas. We were being charged $4,000 dollars here in florida for all tghe work she needed and in her country she was charged $480 dollars. If you include the flight, just under 1k. Report It
Reply:no teeth no plan
Reply:find one.
Reply:dmo
Reply:check into met life, delta dental and blue cross. they can customize to fit your budget.
Reply:clean your teeth 3 times a day and don't eat junk food my mother is 90 this year and still has a very good set of her own teeth.
Reply:As a dentist, I know that this question is impossible to answer. Delta is wonderful to work with as a company, but they must sell at least a hundred different plans. There are many other companies that sell dental insurance such as Aetna, MetLife, and several others, but they all sell many different products. How happy YOU are depends on which plan you buy.
Most of the time, the only way to get really good dental coverage is through your employer. When you buy dental insurance as an individual, there are deductibles and co-pays and annual maximums that you need to analyze in order to figure out when and if you will actually save money by having insurance coverage. Some of the premiums I have seen make it almost impossible to realize any positive cash flow from the related policy. I mean, at $60 a month with $100 deductible and $1,000 annual maximum, you will have to take $820 out of your own pocket before you realize one penny of "profit" or net gain from your dental insurance. Then you have to calculate the effect of co-payements. Check the figures and do the math yourself.
Be cautious about buying or choosing a plan where you do not have any choice about the dentist you can see, because you just might not like the dentist(s) listed on the plan and then you are stuck for a year until you can get out of it.
Be cautious about buying a so-called "dental discount plan," since they also have restrictive lists and they really are not dental insurance at all. Just be careful and understand what you are buying.
For many people who just can't get good dental insurance, a regular savings plan sort of like a Christmas Club with $20-25 a month deposited into a dedicated account will pay off when you examine the return over a lifetime. You may run way over your savings at first, but once you get your mouth straightened out, your annual expenses should not be more than a couple hundred dollars most of the time.
Reply:Dr. Sam's above answer is excellent and spot-on accurate.
Unless you work at a job that offers good dental benefits (unions are among the best I've seen at negotiating good benefits), being self-insured makes sense.
Some companies offer medical reimbursement plans where you can have pre-taxed income placed in an account for use when you have expenses not covered by insurance. Be cautious though, because in most of these plans, if you don't use your funds by the end of the calendar year, you lose them!
Reply:If you live in America (besides alaska and montana), this is the best dental plan for price, savings, and quality of dentists:
Dental, vision, Rx, and chiropractic plan.
$11.95/month individual or $19.95/month entire household (non-relatives included!)
No waiting periods
No limits on visits or services
No age limits
ALL on-going conditions OK!
ALL specialists included! Yes, even cosmetic dentistry and orthosdontics (except orthodontic treatment already in progress)
Use you plan as often as you want! No limit to your savings!
No claim forms or deductibles
Only the highest quality providers
Also health/medical benefits if needed.
For more information you can visit www.theaplan.biz/rachele or call 541-409-7243
Email and IM: starsalso@yahoo.com
Dental plan?
Yes I have one thank you, my employer pays for 2 cleanings a year, braces, fillings and root canals.
Monday, May 17, 2010
How do i get a cheap dental plan or get a free dental plan?
I would encourage you to visit this website
www.healthsavings.ourperfectcard.com
Out of personal experience, I signed up online about 3 years online and they had my benefits active in 2 hours. They have been great. They have saved me thousands of dollars on all services including xrays, exams, braces, root canals etc.
They helped me, they could help you too. Hope this Helps
How do i get a cheap dental plan or get a free dental plan?
You will save alot of money at the dentist with this plan. It covers everyone in your home and costs $19.95 a month. And it also includes vision, prescription, and Chiropractic care. You can check it out %26amp; enroll at www.urdentalmed.com. Hope this helps.
Reply:You may want to look into going to a dental school for treatment. They charge a fraction of the cost. Contact your local dental society. Most states have them. Some counties and cities have them, as well.
Reply:Go to http://www.dentalplansignup.com .They have over 30 dental plans to choose from. Some starting at only $79.95/yr. And here's a 10% Off Any Plan Coupon:Care10 . Best of luck.
www.healthsavings.ourperfectcard.com
Out of personal experience, I signed up online about 3 years online and they had my benefits active in 2 hours. They have been great. They have saved me thousands of dollars on all services including xrays, exams, braces, root canals etc.
They helped me, they could help you too. Hope this Helps
How do i get a cheap dental plan or get a free dental plan?
You will save alot of money at the dentist with this plan. It covers everyone in your home and costs $19.95 a month. And it also includes vision, prescription, and Chiropractic care. You can check it out %26amp; enroll at www.urdentalmed.com. Hope this helps.
Reply:You may want to look into going to a dental school for treatment. They charge a fraction of the cost. Contact your local dental society. Most states have them. Some counties and cities have them, as well.
Reply:Go to http://www.dentalplansignup.com .They have over 30 dental plans to choose from. Some starting at only $79.95/yr. And here's a 10% Off Any Plan Coupon:Care10 . Best of luck.
What does my dental plan cover?
I have aetna ppo plan
What does my dental plan cover?
Every dental plan is different. You should have a booklet from your employer. The most common coverage is 100% of teeth cleaning and preventative care every 6 months, and a percentage (50% to 80%) of fillings and similar procedures.
Aetna has a website which may include your employer's coverage.
Reply:Your teeth- Ask the man
Reply:ppo has many sub-plans available. read Yours.
Reply:Probably your teeth, but also maybe even your gums. Try calling the 800 number on the card.
Reply:call the HR office at your employer and get another copy of the benefits book or call the number on the back of your card.
Reply:the answer above is right on the money. i work for a major medical/dental insurance company (probably the one you have). the best thing to do is call the customer service number on the back of your card or go on-line. try aetna.com, bluecares.com, etc.
What does my dental plan cover?
Every dental plan is different. You should have a booklet from your employer. The most common coverage is 100% of teeth cleaning and preventative care every 6 months, and a percentage (50% to 80%) of fillings and similar procedures.
Aetna has a website which may include your employer's coverage.
Reply:Your teeth- Ask the man
Reply:ppo has many sub-plans available. read Yours.
Reply:Probably your teeth, but also maybe even your gums. Try calling the 800 number on the card.
Reply:call the HR office at your employer and get another copy of the benefits book or call the number on the back of your card.
Reply:the answer above is right on the money. i work for a major medical/dental insurance company (probably the one you have). the best thing to do is call the customer service number on the back of your card or go on-line. try aetna.com, bluecares.com, etc.
Looking for dental plan called State TX Dental Choice?
If you need a great but inexpensive dental plan, let me know. $11.95/month for dental, vision, Rx, and chiropractic. Everyone Qualifies! No waiting periods, no limits on visits or services, no age limits, all specialists included (even cosmetic dentistry), all on-going conditions accepted, 100% satisfaction guaranteed. Let me know if I can help, you shouldnt have to suffer! Also, ask about our health/medical plan.
Rachele Burke
email and IM: starsalso@yahoo.com
phone: 541-258-7148
Looking for dental plan called State TX Dental Choice?
I still need a telephone number for State TX Dental Choice. I have been asking for an answer for the third time. Please give me the information I desire.
John Harris Report It
Rachele Burke
email and IM: starsalso@yahoo.com
phone: 541-258-7148
Looking for dental plan called State TX Dental Choice?
I still need a telephone number for State TX Dental Choice. I have been asking for an answer for the third time. Please give me the information I desire.
John Harris Report It
What does 100%,no deductible mean in a dental policy?
Where it says cleaning it says 100%, no deductible, does that mean they dont cover it? Its from guardian life dental plan
What does 100%,no deductible mean in a dental policy?
You are 100% covered for cleanings. However.... sometimes the dentists fees are different than your insurance companies fees. To clarify...Your insurance company will pay 100% of their fees. If a cleaning and exam totals $150 and your insurance company's fee schedule is the same, you will not have any out of pocket expense. If your dental plan only allows $120 then you will be covered for that amount and will have to pay $30. Usually this is not the case for bi-annual exams and cleanings.
Just make sure that when you make your next appointment for a routine cleaning it is no less than 6 months. Even a day before 6 mo. will cause you to have to pay out of pocket. Dental insurance is very tricky. Most people don't understand that just b/c your insurance company says that you are covered by them 100%, it is 100% of their fees...not the dentists.
Having no deductible is a great thing! This means that you do not have to pay a certain amont before your insurance kicks in.
I hope I didn't confuse you....dental insurance can be a nightmare to explain.
Reply:it means the cleaning is covered 100% and there is no deductible or copay due...it means your cleaning is free...they give you two free cleanings a year as preventive maintenance
Reply:it means they cover the cleaning 100% you don,t have to pay anything.........
Reply:It means you are covered 100% without having to pay a deductible. If your Dentist is participating with the plan, they are not legally allowed to bill you above what the insurance co pays. If they do not participate, they are able to bill you for anything you insurance co feels is excessive and will not pay.
Reply:It means they will pay for the cleaning of your teeth in FULL. No money out of your pocket (awesome)
Reply:It means they will pay 100% of their "usual and customary" charges for a routine cleaning.
This can be misleading - first of all because we don't know how they come up with "usual and customary", and secondly because some cleanings are not considered "routine" and are thus subject to deductibles and co-pays.
As to "you get two free cleanings per year", that is misleading as well. Some plans restrict you to once every 6 months TO THE DAY, some will allow three cleanings if "evidence based" reasons exist.
Dental insurance can be one of the most complex and confusing things people deal with. It leads to many misunderstandings between patients and the dental office - with the dental office being blamed for unusual restrictions and clauses in an insurance plan.
It is important for policy-holders to read and understand THEIR OWN plans. The dental office cannot be responsible for being experts on a patient's plan.
Reply:Slight correction...
100% can apply to the "usual and customary" fee profile in your area OR it can apply to a fixed fee schedule that your employer has purchased from the carrier.
For instance, suppose your plan says that it will allow up to $68 for a cleaning and examination and the dentist charges $100. YOUR plan will allow $68 and that's it, unless you have a list of dentists who participate in the plan and are willing to accept the $68 as payment in fool. Oops! I mean "in full." Sorry.
What does 100%,no deductible mean in a dental policy?
You are 100% covered for cleanings. However.... sometimes the dentists fees are different than your insurance companies fees. To clarify...Your insurance company will pay 100% of their fees. If a cleaning and exam totals $150 and your insurance company's fee schedule is the same, you will not have any out of pocket expense. If your dental plan only allows $120 then you will be covered for that amount and will have to pay $30. Usually this is not the case for bi-annual exams and cleanings.
Just make sure that when you make your next appointment for a routine cleaning it is no less than 6 months. Even a day before 6 mo. will cause you to have to pay out of pocket. Dental insurance is very tricky. Most people don't understand that just b/c your insurance company says that you are covered by them 100%, it is 100% of their fees...not the dentists.
Having no deductible is a great thing! This means that you do not have to pay a certain amont before your insurance kicks in.
I hope I didn't confuse you....dental insurance can be a nightmare to explain.
Reply:it means the cleaning is covered 100% and there is no deductible or copay due...it means your cleaning is free...they give you two free cleanings a year as preventive maintenance
Reply:it means they cover the cleaning 100% you don,t have to pay anything.........
Reply:It means you are covered 100% without having to pay a deductible. If your Dentist is participating with the plan, they are not legally allowed to bill you above what the insurance co pays. If they do not participate, they are able to bill you for anything you insurance co feels is excessive and will not pay.
Reply:It means they will pay for the cleaning of your teeth in FULL. No money out of your pocket (awesome)
Reply:It means they will pay 100% of their "usual and customary" charges for a routine cleaning.
This can be misleading - first of all because we don't know how they come up with "usual and customary", and secondly because some cleanings are not considered "routine" and are thus subject to deductibles and co-pays.
As to "you get two free cleanings per year", that is misleading as well. Some plans restrict you to once every 6 months TO THE DAY, some will allow three cleanings if "evidence based" reasons exist.
Dental insurance can be one of the most complex and confusing things people deal with. It leads to many misunderstandings between patients and the dental office - with the dental office being blamed for unusual restrictions and clauses in an insurance plan.
It is important for policy-holders to read and understand THEIR OWN plans. The dental office cannot be responsible for being experts on a patient's plan.
Reply:Slight correction...
100% can apply to the "usual and customary" fee profile in your area OR it can apply to a fixed fee schedule that your employer has purchased from the carrier.
For instance, suppose your plan says that it will allow up to $68 for a cleaning and examination and the dentist charges $100. YOUR plan will allow $68 and that's it, unless you have a list of dentists who participate in the plan and are willing to accept the $68 as payment in fool. Oops! I mean "in full." Sorry.
Is there such a thing as low cost dental insurance?
I need a dental plan with comprehensive coverage. Thanks!
Is there such a thing as low cost dental insurance?
I don't have dental insurance so found out about the local University School of Denistry, which here in Las Vegas, NV is UNLV .. they take your wages and determine how much you will pay per dental visit by what your yearly income is which ours is quite low because my husband is disabled with one leg amputated and only a third foot left on the opposite let due to progressing diabetes problems since being diagnosed in 1994. He gets only $1100.00 a month and because he has so many other health issues, I have to be here with him...so therefore, I have to pay 25% of whatever the dental charges are and I have just got upper dentures which were affordable to me because of the discount. It will be a licensed dentist that actually works on you but there could also be students that may be on the side line watching and or learning the different techniques that's being taught by the school. Hope this helps somewhat..you can call your local welfare office to get the low income information....BEST OF LUCK
Source(s):
University of Las Vegas, NV
Source(s):
University of Las Vegas, NV
Reply:Sir this is the era of dental tourism , why do not you plan a trip to our clinic %26amp; get your teeth cured . your whole expense including boarding %26amp; lodging will be less than what you pay in u s or canada
thanks
Dr Thind
www.thind.com
Reply:This is not insurance but they are under $20.00 a month for the entire family and it includes Free Vision, Free Prescription and Free Chiropractic Care. I use them and have saved a good amount of money.
Hope you find what your looking for!!!
Is there such a thing as low cost dental insurance?
I don't have dental insurance so found out about the local University School of Denistry, which here in Las Vegas, NV is UNLV .. they take your wages and determine how much you will pay per dental visit by what your yearly income is which ours is quite low because my husband is disabled with one leg amputated and only a third foot left on the opposite let due to progressing diabetes problems since being diagnosed in 1994. He gets only $1100.00 a month and because he has so many other health issues, I have to be here with him...so therefore, I have to pay 25% of whatever the dental charges are and I have just got upper dentures which were affordable to me because of the discount. It will be a licensed dentist that actually works on you but there could also be students that may be on the side line watching and or learning the different techniques that's being taught by the school. Hope this helps somewhat..you can call your local welfare office to get the low income information....BEST OF LUCK
Source(s):
University of Las Vegas, NV
Source(s):
University of Las Vegas, NV
Reply:Sir this is the era of dental tourism , why do not you plan a trip to our clinic %26amp; get your teeth cured . your whole expense including boarding %26amp; lodging will be less than what you pay in u s or canada
thanks
Dr Thind
www.thind.com
Reply:This is not insurance but they are under $20.00 a month for the entire family and it includes Free Vision, Free Prescription and Free Chiropractic Care. I use them and have saved a good amount of money.
Hope you find what your looking for!!!
Is it legal for employer to offer better dental insurance to select few?
I overheard today that there is a few people here at my job who are on a better dental plan. I guess it's not being offered to everyone because of the cost, and because the other's have children. Can they do this?
Is it legal for employer to offer better dental insurance to select few?
They sure can. Everything is negotiable. They'll try to keep everyone on the same plans, but if they want to land a really good prospect who is holding out, they'll negotiate better pay/benefits.
Reply:I think that benefits are part of your salary negotiation. Therefore, they are confidential between you and your employer and it is up to your employer what he/she wants to offer.
At the same time, it is illegal to discriminate based on age, gender, etc.
I would recommend negotiating your benefits in the same manner in which you negotiate your salary - in a closed room discussion with your employer. Avoid gossip and office discussions about salary and benefits - right or wrong, getting in the middle of this will only reflect poorly on you to your employer.
Reply:Well, I was ok with it until your statement about some people having children......
It is certainly legal for companies to offer different levels of benefit plans to different employees. For example, executives usually get a richer benefit package than rank-and-file folks. It is also permissible for the company to offer and even to subsidize insurance for the spouses and dependents of employees.
What I don't understand is why the company would offer a completely different (and apparently more comprehensive) plan only to employees who have children. That seems to border on discriminatory treatment to me.....
Is it legal for employer to offer better dental insurance to select few?
They sure can. Everything is negotiable. They'll try to keep everyone on the same plans, but if they want to land a really good prospect who is holding out, they'll negotiate better pay/benefits.
Reply:I think that benefits are part of your salary negotiation. Therefore, they are confidential between you and your employer and it is up to your employer what he/she wants to offer.
At the same time, it is illegal to discriminate based on age, gender, etc.
I would recommend negotiating your benefits in the same manner in which you negotiate your salary - in a closed room discussion with your employer. Avoid gossip and office discussions about salary and benefits - right or wrong, getting in the middle of this will only reflect poorly on you to your employer.
Reply:Well, I was ok with it until your statement about some people having children......
It is certainly legal for companies to offer different levels of benefit plans to different employees. For example, executives usually get a richer benefit package than rank-and-file folks. It is also permissible for the company to offer and even to subsidize insurance for the spouses and dependents of employees.
What I don't understand is why the company would offer a completely different (and apparently more comprehensive) plan only to employees who have children. That seems to border on discriminatory treatment to me.....
Inexpensive dental plan?
I am looking for a denal plan for my family, but they are all expensive. Does any one know of a good one that is affordable?
Inexpensive dental plan?
I have a good Dental Benefits Plan that is nationwide! One price includes free vision, prescription and chiropractic benefits as well. This plan also covers ortho, cosmetic dentistry and pre-existing conditions.
$19.95 / per month for entire household.
Hope that this helps!
Reply:i got a discount dental plan for my family and saved at least $3000 at my dentist if you would like to check it out go to www.betterbenefits.info
hiking boots
Inexpensive dental plan?
I have a good Dental Benefits Plan that is nationwide! One price includes free vision, prescription and chiropractic benefits as well. This plan also covers ortho, cosmetic dentistry and pre-existing conditions.
$19.95 / per month for entire household.
Hope that this helps!
Reply:i got a discount dental plan for my family and saved at least $3000 at my dentist if you would like to check it out go to www.betterbenefits.info
hiking boots
Dental plan...is this ok???
ok is this okay..or is it too much and unhealthy for my teeth???
morning : mouthwash and regular brushing
afternooon: regular brushing
Nighttime: brushing flossing floride rinse
any suggestions??????
Dental plan...is this ok???
That would make a great hygiene routine..I would caution you however not to use a tooth brush with stiff bristles. That many brushings in one day with stiff bristles, especially if you are a vigorous brusher, could damage your teeth...Remember to soak you brush in mouthwash for at least three minutes following brushings, that will provide a margin of anti-bacterial prevention for the toothbrush. Good luck and I wish you well.
Reply:i thnk this is a great routine to get into but i would check with someone about the 2 different rinses in a day
Reply:Sounds healthy, but only use the fluoride rinse if it has been recommended by your dentist. Too much fluoride can harm your teeth! Hope this helps.
Reply:You should Brush and floss at least twice a day. If you feel you need to repeat the process more than 2 times a day.
If you feel compelled to do more cleaning. Please feel free to brush and floss as you wish
morning : mouthwash and regular brushing
afternooon: regular brushing
Nighttime: brushing flossing floride rinse
any suggestions??????
Dental plan...is this ok???
That would make a great hygiene routine..I would caution you however not to use a tooth brush with stiff bristles. That many brushings in one day with stiff bristles, especially if you are a vigorous brusher, could damage your teeth...Remember to soak you brush in mouthwash for at least three minutes following brushings, that will provide a margin of anti-bacterial prevention for the toothbrush. Good luck and I wish you well.
Reply:i thnk this is a great routine to get into but i would check with someone about the 2 different rinses in a day
Reply:Sounds healthy, but only use the fluoride rinse if it has been recommended by your dentist. Too much fluoride can harm your teeth! Hope this helps.
Reply:You should Brush and floss at least twice a day. If you feel you need to repeat the process more than 2 times a day.
If you feel compelled to do more cleaning. Please feel free to brush and floss as you wish
Dental plan and insurance?
Is it okay to have both? If not, which one is better? I'm getting a bunch of teeth pulled out for braces.
Dental plan and insurance?
Both is good. Insurance has deductibles, claim forms and limits. But when you max out your benefits, you can use a Plan as a supplemental. They will cover, what the insurance didn't. I would encourage you to visit this website.
www.healthsavings.ourperfectcard.com
I have had them for over 3 years now. I use the for benefits the were not covered by my insurance. They are extremely affordable with pennys on the dollar. I signed up online and had my benefits active in 2 hours and all services are covered, no if's and's or but's about it.
Hope this Helps. Good Luck
Reply:insurance of course.
Reply:Depends, if you are single, sometimes dental insurance can be more costly over the course of a year than it pays in 1 year. Thus, you might be better off to save the money. Add up what the monthly premium will be in 1 year and then compare to the maximum payout of the insurance for 1 year. If these numbers are very close, it probably is not worth it. B/c they will not pay 100% on your extractions usually they pay 70-80% + you will pay a deductible usually and your part on top of your insurance premium. So, you might have been better off to put the money in savings and get a no interest payment plan for 1 year that many offices offer.
Reply:I know how to get the discounts your looking for. Come check out my site www.mybenefitsplus.com/coberry
The deal has already been worked out for you, see for yourself!
Chrystal O'Berry
Program Specialist, AmeriPlan USA
240-418-3117
www.mybenefitsplus.com/coberry
Dental plan and insurance?
Both is good. Insurance has deductibles, claim forms and limits. But when you max out your benefits, you can use a Plan as a supplemental. They will cover, what the insurance didn't. I would encourage you to visit this website.
www.healthsavings.ourperfectcard.com
I have had them for over 3 years now. I use the for benefits the were not covered by my insurance. They are extremely affordable with pennys on the dollar. I signed up online and had my benefits active in 2 hours and all services are covered, no if's and's or but's about it.
Hope this Helps. Good Luck
Reply:insurance of course.
Reply:Depends, if you are single, sometimes dental insurance can be more costly over the course of a year than it pays in 1 year. Thus, you might be better off to save the money. Add up what the monthly premium will be in 1 year and then compare to the maximum payout of the insurance for 1 year. If these numbers are very close, it probably is not worth it. B/c they will not pay 100% on your extractions usually they pay 70-80% + you will pay a deductible usually and your part on top of your insurance premium. So, you might have been better off to put the money in savings and get a no interest payment plan for 1 year that many offices offer.
Reply:I know how to get the discounts your looking for. Come check out my site www.mybenefitsplus.com/coberry
The deal has already been worked out for you, see for yourself!
Chrystal O'Berry
Program Specialist, AmeriPlan USA
240-418-3117
www.mybenefitsplus.com/coberry
Is it beneficial to have dual dental insurance policies?
I'm going in for orthodontics, and my insurance only covers 2000 of the 5000 total. can i cover some of the ramianing costs by signing up for my wife's dental plan also? does snyone knwo how that works?
Is it beneficial to have dual dental insurance policies?
It is apparent that Addie does not work in the insurance industry because that answer is misleading.
Lori S. is pretty-much right. There is more to it than that, depending on your policy. I would read both dental certificates (yours and your wife's) under 'coordination of benefits' section and that should answer your question as to how it is specifically handled in your instance.
There are too many variables in plans to be more specific than what Lori S. explained.
Reply:You can have dual dental. Your plan is primary, wife's plan is secondary. The ortho will have to submit to your plan first, then after your plan pays, submit to your wife's plan. It gets very confusing and you may have to chase the carriers for claim payment.
Reply:The only way it might work for you is if you wife's dental plan pays a higher amount for orthodontics. Most policies will have a provision that disallows paying for anything that is covered on another plan. You cannot be paid by two insurance companies for the same service. Therefore you wouldn't receive any benefit from the second plan until the first was exhausted, and then only if the benefit was higher.
Reply:If your wife's policy also covers orthodonture, you need to then look at the co-ordination of benefits clause on her policy. Sometimes they will pick up the entire balance after the primary insurance. More often than not, they will only pick up the balance up to their maximum benefit that they would have paid if they were primary.
Reply:I do not think that it is additive. You get covered up to whichever covers more, but not the total of the two. For example, if one plan covers 60% and one covers 70%, they do not pay a combined total of 130%!
Is it beneficial to have dual dental insurance policies?
It is apparent that Addie does not work in the insurance industry because that answer is misleading.
Lori S. is pretty-much right. There is more to it than that, depending on your policy. I would read both dental certificates (yours and your wife's) under 'coordination of benefits' section and that should answer your question as to how it is specifically handled in your instance.
There are too many variables in plans to be more specific than what Lori S. explained.
Reply:You can have dual dental. Your plan is primary, wife's plan is secondary. The ortho will have to submit to your plan first, then after your plan pays, submit to your wife's plan. It gets very confusing and you may have to chase the carriers for claim payment.
Reply:The only way it might work for you is if you wife's dental plan pays a higher amount for orthodontics. Most policies will have a provision that disallows paying for anything that is covered on another plan. You cannot be paid by two insurance companies for the same service. Therefore you wouldn't receive any benefit from the second plan until the first was exhausted, and then only if the benefit was higher.
Reply:If your wife's policy also covers orthodonture, you need to then look at the co-ordination of benefits clause on her policy. Sometimes they will pick up the entire balance after the primary insurance. More often than not, they will only pick up the balance up to their maximum benefit that they would have paid if they were primary.
Reply:I do not think that it is additive. You get covered up to whichever covers more, but not the total of the two. For example, if one plan covers 60% and one covers 70%, they do not pay a combined total of 130%!
Dental plan that accept "out of network" dentists?
I love my dentist, but it is costing me a fortune .... I am looking for an individual (or company minimum 3 employees, I don't have 10) plan that accepts out of network dentists.
Any idea?
Thanks.
Dental plan that accept "out of network" dentists?
To my knowledge, there is no such thing as insurances that accept out of network dentists only. Each provider that I worked with in the past has to submit paperwork or pays their way into a the plan in order to be covered through them. I am assuming it is the same for dental providers What you can do is contact your insurance if you have any and see what can be done as far as trying to get your dentist into their plan. If you do not have insurance, call around to see if some plans cover your dentist. If not, you are either going to have to find another dentist or go with an insurance company and go with their dentists. Either way, try to get some form of insurance and go with their providers cause it will save you lots of money in the long run.
Reply:No I don't know of dental insurance that accepts "out of network" dentists. However, have you ever thought of trying a dental discount plan, I have one and it's really affordable and the savings are great! It's so easy to use, and they have thousands of providers nationwide, it may be good for you and your employees....
http://wehavebenefits.com
web hosting plans
Any idea?
Thanks.
Dental plan that accept "out of network" dentists?
To my knowledge, there is no such thing as insurances that accept out of network dentists only. Each provider that I worked with in the past has to submit paperwork or pays their way into a the plan in order to be covered through them. I am assuming it is the same for dental providers What you can do is contact your insurance if you have any and see what can be done as far as trying to get your dentist into their plan. If you do not have insurance, call around to see if some plans cover your dentist. If not, you are either going to have to find another dentist or go with an insurance company and go with their dentists. Either way, try to get some form of insurance and go with their providers cause it will save you lots of money in the long run.
Reply:No I don't know of dental insurance that accepts "out of network" dentists. However, have you ever thought of trying a dental discount plan, I have one and it's really affordable and the savings are great! It's so easy to use, and they have thousands of providers nationwide, it may be good for you and your employees....
http://wehavebenefits.com
web hosting plans
Should I be made to pay fees I was led to believe were to be paid by Delta Dental?
I chose to upgrade to a "Special" dental plan of Delta from the "Standard" dental plan, both of which I have through my employer. Before upgrading, I researched how much of a crown the Special plan would cover. According to the info sheet my HR department gave me, 90% was to be covered for a crown provided by a PPO Network Dentist, and if it was a Non-PPO Network Dentist, Delta would cover only 60%. I asked the dentist if they were a member of Delta, and they said yes. (Since they had not been able to give me an idea of how much the crown would cost me, I made the effort to do this research) I then told the dental office it was 90%. But it turns out Delta only covered 60%. I only learned after that there are different kinds of Delta members (my dentist was member, but not a member of "Delta Premiere"). If a provider is a member of Delta, don't most people understand it to mean they are therefore part of the PPO network? Very misleading. Who can I show is responsible for these fees?
Should I be made to pay fees I was led to believe were to be paid by Delta Dental?
I'm sorry that happened to you. However, you are still ultimately responsible for the charges. Just because a dentist's office accepts an insurance, doesn't mean they are in their network or extended network. The insurance company will tell you that you had the responsibility to obtain a list of PPO dentists and choose from that.
Ask your dentist's office if you can make a payment agreement for the charges. Or see if he or she is willing to come down a little in the amout owed.
You can also try appealing the insurance decision, but don't be surprised if the 60% is upheld.
Reply:you are. you just didn't investigate quite good enough.
Reply:You are responsible since you should have made sure that this dentist was a provider of your "upgraded" insurance. This dentist office could have sent in a pre-determination and given you the exact amount you would have been required to pay out of pocket. Next time have them do that (most offices do that in advance anyway) instead of guessing or assuming. I can understand what you are going through, I had to leave my personal physician of many years when I changed my plan by upgrading. A new plan can be misleading and very difficult to understand, but you are paying for better insurance coverage. Some dentist just can't afford to take every plan based on what the insurance companies are willing to pay. Sorry this happened to you, but you aren't the first and won't be the last. I wish I could be of more help, good luck with future dental visits and be sure to get a pre-determination first.
Reply:When someone calls and asks if we 'take Delta', we tell them that we are a participating provider, BUT, depending on which plan they have, they may have out-of-pocket expenses for their dental treatment.
You are responsible for the outstanding balance that Delta did not cover. You can ask for a copy of the EOB (explanation of benefits) that accompanied the benefit check.. if it there's a fee listed under 'patient's responsibility', then it is what it is... but if it says $0, then they are attempting to scam you and it's insurance fraud.
I agree that a pre-treatment estimate should have been submitted to get an idea of what your out-of-pocket expenses were going to be, if any.
But for peace of mind, request to see a copy of the EOB. There must be other people that have the same insurance that you do.. why not ask them where they go?
~Just a thought.
Should I be made to pay fees I was led to believe were to be paid by Delta Dental?
I'm sorry that happened to you. However, you are still ultimately responsible for the charges. Just because a dentist's office accepts an insurance, doesn't mean they are in their network or extended network. The insurance company will tell you that you had the responsibility to obtain a list of PPO dentists and choose from that.
Ask your dentist's office if you can make a payment agreement for the charges. Or see if he or she is willing to come down a little in the amout owed.
You can also try appealing the insurance decision, but don't be surprised if the 60% is upheld.
Reply:you are. you just didn't investigate quite good enough.
Reply:You are responsible since you should have made sure that this dentist was a provider of your "upgraded" insurance. This dentist office could have sent in a pre-determination and given you the exact amount you would have been required to pay out of pocket. Next time have them do that (most offices do that in advance anyway) instead of guessing or assuming. I can understand what you are going through, I had to leave my personal physician of many years when I changed my plan by upgrading. A new plan can be misleading and very difficult to understand, but you are paying for better insurance coverage. Some dentist just can't afford to take every plan based on what the insurance companies are willing to pay. Sorry this happened to you, but you aren't the first and won't be the last. I wish I could be of more help, good luck with future dental visits and be sure to get a pre-determination first.
Reply:When someone calls and asks if we 'take Delta', we tell them that we are a participating provider, BUT, depending on which plan they have, they may have out-of-pocket expenses for their dental treatment.
You are responsible for the outstanding balance that Delta did not cover. You can ask for a copy of the EOB (explanation of benefits) that accompanied the benefit check.. if it there's a fee listed under 'patient's responsibility', then it is what it is... but if it says $0, then they are attempting to scam you and it's insurance fraud.
I agree that a pre-treatment estimate should have been submitted to get an idea of what your out-of-pocket expenses were going to be, if any.
But for peace of mind, request to see a copy of the EOB. There must be other people that have the same insurance that you do.. why not ask them where they go?
~Just a thought.
Which dental plan should I enroll?
I am a college student, and I need teeth cleaning and regular check up mainly every 6 months, so which plan from which company fit me the best? (individual plan)
Which dental plan should I enroll?
If you want to be sure to get the biggest bang for the buck
on your checkups and cleanings as well as be protected
against high cost of any other dental work you might need done
go for one of the discount dental plans, see info below.
Reply:Your parents! lol!
No, what I suggest to all people who have a limited income is to contact the nearest dental school/college and see if they have a clinic (or know of one) where graduating students work under the direction of licensed dentists to get experience/for a reduced fee. The charge is minimal and they do a great job.
Reply:Try Aetna and go for a DMO plan.
Reply:You need to enroll in the one that pays the most money.
Compare prices.
Reply:as a dental practitioner, do NOT enroll in any DMO (HMO) plans. These plans are accepted at older, mill-type practices and probably won't care to your every need.
Enroll yourself in a PPO plan (Aetna, Guardian, MetLife, Cigna) and pay the extra bucks. It will go a long way.
Which dental plan should I enroll?
If you want to be sure to get the biggest bang for the buck
on your checkups and cleanings as well as be protected
against high cost of any other dental work you might need done
go for one of the discount dental plans, see info below.
Reply:Your parents! lol!
No, what I suggest to all people who have a limited income is to contact the nearest dental school/college and see if they have a clinic (or know of one) where graduating students work under the direction of licensed dentists to get experience/for a reduced fee. The charge is minimal and they do a great job.
Reply:Try Aetna and go for a DMO plan.
Reply:You need to enroll in the one that pays the most money.
Compare prices.
Reply:as a dental practitioner, do NOT enroll in any DMO (HMO) plans. These plans are accepted at older, mill-type practices and probably won't care to your every need.
Enroll yourself in a PPO plan (Aetna, Guardian, MetLife, Cigna) and pay the extra bucks. It will go a long way.
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