Can you have & use two seperate dental plans at the same time?

I have a dental insurance plan and my employer offers one too, can I use both at the same time?

Can you have %26amp; use two seperate dental plans at the same time?
i believe so. i know a couple who both have a dental plan with their employers. they are both on each others plan. they both have 50% coverage for like orthodontics so it's 100% covered between the 2 plans.
Reply:Yes, use the better one first and then use the second to pay for what the better one wont. Back in the day my dentist would pad the bill, use my fathers dental plan to cover most of it, fill in whatever my mothers would cover, and then drop the rest of the bill I owed becouse he had increased it right up front.





It's a pretty comon practice. Just ask your dentists about the two plans and If the office can accept both insurance carriers they will.
Reply:You can, but make sure there in no clause in either policy that states the other must be the "primary" before they will pay.





You may not want both as the co-pay benefit for your services may be less over a year than the additional premiums. Use the last few years charges as an example of what actual out-of-pocket expense would be.